196 Haven Beach Dr, photo 1
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Overview

4 bd3 ba1,935 sqft2 car garageTownhouse
TypeTownhouse
HOA$2,763.5/qtr
Built2015
Lot1,838 sqft
Living area1,935 sqft
Price / sqft$641
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ElevatorHigh CeilingsKitchen/Family Room ComboStone CountersThermostatWalk-in Closet(s)Window TreatmentsBalcony

196 Haven Beach Dr is a 2015-built home in Cove At Indian Rocks Beach, Indian Rocks Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,935 square feet of living space. Listed at $1,240,000 (about $641/sqft), 326 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $2,763.5 quarterly.

From the listing

Stunning Waterfront Property in a Gated Community Built in 2015, this fully furnished 4-bedroom, 3-bath waterfront residence offers luxury coastal living just steps from the beach and minutes from the Walsingham Bridge. Enjoy direct water access with a private boat slip featuring a 10,000-lb lift and a dredged-out canal for smooth navigation. Inside, the home features an elevator, tandem-style garage with abundant storage, and spacious living areas designed for comfort. Relax on the screened-in balcony overlooking the water and take in the coastal breeze year-round.

The essentials

Built
2015
Price / sqft
$641
On market
326 days
Annual tax
$13,911
HOA
$2,763.5/qtr
Flood zone
AE
Lot
1,838 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2015
Waterfront
Canal - Saltwater
Community pool
Shared amenity
2 car garage
Tandem
1,838 sqft lot
Lot size

Payment

Est. monthly payment
$9,167/mo
Down payment (20%)
$248,000
Property taxes
$1,159/mo
HOA
$2,763.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2015
Lot
1,838 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Tandem
Waterfront
Canal - Saltwater
Days on Market
326
Elevator
High Ceilings
Kitchen/Family Room Combo
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Rain Gutters
Gated Community - No Guard
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Softener
Flood Zone AE
Annual Tax (2024)
$13,911
Parcel #
12-30-14-18732-000-0420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove At Indian Rocks Beach
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
1,838 sqft
HOA
$2,763.5/qtr
Stephany Charpentier

Price history

Date
Event
Price
11/21/2025
Listed for sale
Source: Stellar MLS #TB8443880
$1,240,000
$641/sqft

Neighborhood

196 Haven Beach Dr
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $1,240,000
$1.20M – $1.24M
97.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 townhouse or villa closings in 33785 landed at this number or higher (54%). The median one sat 38 days before it went under contract, and this one is on day 326.

Sample: 26 closed townhouse or villa sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,167/mo
Principal & interest$6,467
Property taxes$1,159
Insurance$620
HOA$921
Down payment20% · $248,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,240,000

$641 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,935 sq ft

Time on market

326 days

Year built

2015

Monthly payment

About $9,167/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,911 annual tax bill, insurance, and the $2,763.5/qtr HOA fee.

HOA fee

$2,763.5/qtr

Managed by Stephany Charpentier.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Andrew KapinosListing data from Stellar MLS, MLS# TB8443880.

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