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About this home
12760 Indian Rocks Rd #119 is a 1972-built home in New Atlantis Club Condo, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,304 square feet of living space. Listed at $160,000 (about $123/sqft), 324 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,042 monthly.
Turnkey coastal living on Pinellas County's Intracoastal Waterway — this furnished 2-bedroom, 2-bath condo near Indian Rocks Beach offers easy, resort-style living in a top-floor, elevator-access unit inside one of Largo's most sought-after gated waterfront communities, New Atlantis Club, just five minutes from the sand at Indian Rocks Beach. Fully furnished and move-in ready, this rare, larger 1,304-square-foot floor plan offers a split-bedroom layout for privacy, a bright open living and dining area, and a fully renovated kitchen with solid-surface counters and stainless appliances. Recent updates run deep: new flooring throughout, remodeled bathrooms, all-new hurricane-rated windows and sliders with custom shades, a new AC system, and a new hot water tank — meaning the big-ticket items are already done. Both bedrooms are oversized with walk-in closets, and the private screened balcony, accessible from both the living room and primary suite, was fully redone and delivers peaceful, tropical, treetop views. Life here comes with an all-inclusive condo fee covering water, sewer, trash, internet, and cable — a rare low-maintenance setup for waterfront Florida living. The community itself sits directly on the Intracoastal Waterway and offers two pools, a hot tub, a fitness center, tennis and racquetball courts, shuffleboard, a kayak launch, fishing areas, lush tropical grounds, and a clubhouse with a private entrance to Bonner Park. In-unit laundry, a designated parking space, and ample guest parking round out the convenience. Positioned minutes from Largo shopping, dining, and everyday essentials, and just across the bridge to the Gulf beaches of Indian Rocks Beach, this condo works equally well as a winter escape, an investment, or a full-time residence. With low taxes, competitively priced condo insurance, and no HOA increase on the horizon, it's one of the more turnkey opportunities on the Pinellas County waterfront right now. Furnished. Move-in ready. Waterfront community. Minutes to the beach.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 44 closed condo sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$160,000
$123 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,304 sq ft
Time on market
324 days
Year built
1972
Monthly payment
About $2,289/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,997 annual tax bill, insurance, and $1,042/mo in condo dues.
Condo dues
$1,042/mo
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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