2620 Cove Cay Dr #601, photo 1
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Overview

2 bd2 ba1,050 sqftCondominium
TypeCondominium
Condo dues$893/mo
Built1974
Living area1,050 sqft
Price / sqft$219

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenLiving Room/Dining Room ComboSolid Surface CountersThermostatWalk-in Closet(s)BalconyLighting

2620 Cove Cay Dr #601 is a 1974-built home in Cove Cay 26-20 Village II, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $229,900 (about $219/sqft), 305 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $893 monthly.

From the listing

Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay… there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.

The essentials

Built
1974
Price / sqft
$219
On market
305 days
Annual tax
$3,559
Condo dues
$893/mo
Flood zone
AE
Type
Condominium

At a glance

High-rise condo
10 stories · 1974
Waterfront
Bay/Harbor
Community pool
Shared amenity
Private balcony
Outdoor space
1,050 sqft
Living area

Payment

Est. monthly payment
$2,504/mo
Down payment (20%)
$45,980
Property taxes
$297/mo
Condo dues
$893/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Guest
Waterfront
Bay/Harbor, Pond
Days on Market
305
Built-in Features
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Gated Community - Guard
Golf
Pool
Restaurant
Special Community Restrictions
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$3,559
Parcel #
29-29-16-18714-000-0601

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay 26-20 Village II
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
-
FloodZoneIn CountyNear MarinaOn Golf CoursePavedPrivateUnincorporated
Condo dues
$893/mo
Lori Pollock

Price history

Date
Event
Price
12/10/2025
Listed for sale
Source: Stellar MLS #TB8454500
$229,900
$219/sqft

Neighborhood

2620 Cove Cay Dr #601
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $229,900
$227,500 – $229,900
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 305.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,504/mo
Principal & interest$1,199
Property taxes$297
Insurance$115
HOA$893
Down payment20% · $45,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,900

$219 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,050 sq ft

Time on market

305 days

Year built

1974

Monthly payment

About $2,504/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,559 annual tax bill, insurance, and $893/mo in condo dues.

Condo dues

$893/mo

Managed by Lori Pollock.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Kathleen McDowellListing data from Stellar MLS, MLS# TB8454500.

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