38345 Cottonwood Pl #38345, photo 1
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Overview

2 bd2 ba1,094 sqftCondominium
TypeCondominium
HOANone listed
Built1987
Lot26,395 sqft
Living area1,094 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWalk-in Closet(s)SidewalkStorageBuyer Approval Required

38345 Cottonwood Pl #38345 is a 1987-built home in Driftwood Zephyrhills, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,094 square feet of living space. Listed at $142,000 (about $130/sqft), 274 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Experience the best of Florida living (2 beds-2baths) in this gated 55+ community at Driftwood Zephyrhills, close to Retails and more!. Located less than 5 minutes from doctor offices, groceries, plaza, and dining. This bright 2-bedroom, 2-bath condo offers a low-maintenance lifestyle walking distance to the clubhouse! the pool is just a few step away! . The 1,094 sq. ft. home features a private split-bedroom floor plan with brand-new carpet. Your association fee included the water and handles the hard work—covering WATER, trash, landscaping, roof, and exterior maintenance—making this the perfect "lock-and-leave" retreat for snowbirds or full-time residents seeking a friendly, worry-free environment.

The essentials

Built
1987
Price / sqft
$130
On market
274 days
Annual tax
$795
Flood zone
X · Low risk
Lot
26,395 sqft
Type
Condominium

At a glance

Condo
Built 1987
Community pool
Shared amenity
Assigned parking
1,094 sqft
Living area

Payment

Est. monthly payment
$878/mo
Down payment (20%)
$28,400
Property taxes
$66/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
26,395 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered
Days on Market
274
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Pool
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$795
Parcel #
02-26-21-021B-00E00-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Driftwood Zephyrhills
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
26,395 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8463688
$142,000-5.0%
$130/sqft
-
Price change
Source: Stellar MLS #TB8463688
$149,500-6.5%
$137/sqft
1/11/2026
Listed for sale
Source: Stellar MLS #TB8463688
$159,900
$146/sqft

Neighborhood

38345 Cottonwood Pl #38345
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $142,000
$141,000 – $142,000
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 12 condo closings in 33542 landed at this number or higher (67%). The median one sat 73 days before it went under contract, and this one is on day 274 after a $17,900 cut.

Sample: 12 closed condo sales in 33542 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$878/mo
Principal & interest$741
Property taxes$66
Insurance$71
Down payment20% · $28,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$142,000

$130 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,094 sq ft

Time on market

274 days

Year built

1987

Monthly payment

About $878/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $795 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Laura CastoraniListing data from Stellar MLS, MLS# TB8463688.

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