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Overview

2 bd3 ba1,264 sqftTownhouse
TypeTownhouse
HOA$283/mo
Built1994
Lot2,779 sqft
Living area1,264 sqft
Price / sqft$150

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkClubhouseCommunity MailboxDeed RestrictionsDryerMicrowaveRange

62 Emerald Bay Dr is a 1994-built home in Emerald Bay, Oldsmar. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,264 square feet of living space. Listed at $189,000 (about $150/sqft), 270 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $283 monthly.

From the listing

Heart of Oldsmar convenient to restaurants, shopping and Tampa. 2 Story, 2 Bedroom / 2.5 Bathroom Townhome in Oldsmar, AC 7/23, newer luxury vinyl flooring and newer paint.

The essentials

Built
1994
Price / sqft
$150
On market
270 days
Annual tax
$3,024
HOA
$283/mo
Flood zone
AE
Lot
2,779 sqft
Type
Townhouse

At a glance

Townhouse
Built 1994
2,779 sqft lot
Lot size
1,264 sqft
Living area

Payment

Est. monthly payment
$1,616/mo
Down payment (20%)
$37,800
Property taxes
$252/mo
HOA
$283/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1994
Lot
2,779 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
270
Ceiling Fans(s)
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$3,024
Parcel #
15-28-16-25790-000-0620

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Emerald Bay
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
2,779 sqft
HOA
$283/mo
Ameri-Tech Property Management/ Jim Mateka

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #TB8465225
$189,000-0.5%
$150/sqft
-
Price change
Source: Stellar MLS #TB8465225
$190,000-22.4%
$150/sqft
1/16/2026
Listed for sale
Source: Stellar MLS #TB8465225
$245,000
$194/sqft

Neighborhood

62 Emerald Bay Dr
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$185,000 – $189,000
98.4% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 townhouse or villa closings in 34677 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 270 after a $56,000 cut.

Sample: 39 closed townhouse or villa sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,615/mo
Principal & interest$986
Property taxes$252
Insurance$95
HOA$283
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$150 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,264 sq ft

Time on market

270 days

Year built

1994

Monthly payment

About $1,616/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,024 annual tax bill, insurance, and the $283/mo HOA fee.

HOA fee

$283/mo

Managed by Ameri-Tech Property Management/ Jim Mateka.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Lin HuangListing data from Stellar MLS, MLS# TB8465225.

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