Overview
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About this home
809 Harbor Oak Ln is a 2006-built home in Murphys Place, Clearwater. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,600 square feet of living space. Listed at $412,000 (about $258/sqft), 267 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.
Welcome to the Townhomes of Harbor Oaks, a Mediterranean inspired community tucked right in the heart of downtown Clearwater. This rarely available end unit townhome offers extra natural light and beautiful sunrise and sunset views. The layout includes 2 bedrooms, 2.5 baths, a bonus flex room on the ground level (ideal for an office or home gym), and an attached 2 car garage. The kitchen features a center island, granite counters, and a gas range. Engineered bamboo flooring adds a modern and warm touch throughout. Harbor Oaks residents enjoy a heated community pool, BBQ area with seating, and charming European-style courtyards shaded by mature trees. Solid concrete block construction with barrel tile roofing complements the Mediterranean architecture, lush landscaping, and brick-paver walkways. This all-ages community sits in a no flood and no evacuation zone, just minutes to Clearwater Beach, the Marina, Morton Plant Hospital, the Pinellas Trail, shopping, dining, and both Tampa + St. Pete/Clearwater airports. Seller motivated, present all offers.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 13 closed townhouse or villa sales in 33756 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$412,000
$258 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,600 sq ft
Time on market
267 days
Year built
2006
Monthly payment
About $2,751/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,752 annual tax bill, insurance, and the $250/mo HOA fee.
HOA fee
$250/mo
Managed by ProActive Property Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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