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Overview

3 bd2 ba1,532 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built1987
Lot12,892 sqft
Living area1,532 sqft
Price / sqft$196
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Walk-in Closet(s)Window TreatmentsRain GuttersCooktopDishwasherDryer

4601 S Gator Loop is a 1987-built home in Riverhaven Village Rep, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,532 square feet of living space. Listed at $299,900 (about $196/sqft), 260 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $180 annually.

From the listing

Welcome to this beautifully cared for 3-bedroom, 2-bath pool home that has NEVER FLOODED! This coastal retreat in Riverhaven Village showcases comfort, thoughtful updates, and a peaceful natural setting that come together effortlessly. The home sits high on a desirable corner lot and features a coastal blend of stone accents on the exterior, offering inviting curb appeal from the moment you arrive. Major improvements have already been completed, providing peace of mind with a newer roof and AC with encapsulated ducts (2020), along with a newer front door, interior and exterior paint, updated flooring, and a variety of updates throughout the home in recent years. Additional enhancements include an updated electrical panel and hot water heater (2025), a newer pool pump, and a brand-new pool screen (2024). Inside, the home feels warm and inviting with plantation shutters throughout, luxury wood look floors & a cozy wood-burning fireplace. The nice light & bright eat-in kitchen nook, bar counter, plus additional dining room, give plenty of space to enjoy a meal. Don't miss the indoor laundry room with lots of storage space, plus washer & dryer included for your convenience. The primary suite offers a large master bath and a generous walk-in closet, creating a relaxing & comfortable retreat. The super clean garage with painted floors, and full-home gutters further reflect the pride of ownership seen throughout. Best of all, this property has NEVER FLOODED! Step outside and unwind in the serene pool area, great for entertaining or quiet afternoons overlooking acres of state-owned conservation land that provide privacy and tranquil views. Residents may enjoy optional low-cost social club membership with access to a clubhouse, large heated pool, tennis and pickleball courts, dog park, playground, and a full calendar of social activities. Perfectly situated just minutes from the Homosassa River, the Gulf & beautiful manatee filled springs. Also just minutes away are waterfront restaurants, marinas, and boat ramps. This home places you at the heart of Florida’s laid-back coastal lifestyle—great for boating, kayaking, fishing, and scalloping. A rare blend of comfort, convenience, and natural beauty awaits.

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The essentials

Built
1987
Price / sqft
$196
On market
260 days
Annual tax
$3,527
HOA
$180/yr
Flood zone
AE
Lot
12,892 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Private pool
Gunite
2 car garage
Driveway
0.30 acres
Lot size
1,532 sqft
Living area

Payment

Est. monthly payment
$2,023/mo
Down payment (20%)
$59,980
Property taxes
$294/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
12,892 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
260
Cathedral Ceiling(s)
Ceiling Fans(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Homosassa Elementary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,527
Parcel #
16E-19S-25-0020-00500-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverhaven Village Rep
County
Citrus
MLS Area
34448 - Homosassa
Lot Size
12,892 sqft
Corner LotNear Marina
HOA
$180/yr
Amy Carter

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #TB8466415
$299,900-7.7%
$196/sqft
-
Price change
Source: Stellar MLS #TB8466415
$324,900-6.9%
$212/sqft
1/24/2026
Listed for sale
Source: Stellar MLS #TB8466415
$349,000
$228/sqft

Neighborhood

4601 S Gator Loop
Homosassa, FL, 34448 · 34448 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$287,500 – $299,900
95.5% – 100% of listTops out right at the list price
80% of listList price
35 of the last 69 home closings in 34448 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 260 after a $49,100 cut.

Sample: 69 closed home sales in 34448 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,023/mo
Principal & interest$1,564
Property taxes$294
Insurance$150
HOA$15
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$196 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,532 sq ft

Time on market

260 days

Year built

1987

Monthly payment

About $2,023/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,527 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Amy Carter.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byERA AMERICAN SUNCOAST REALTYListing agent: Wendy HoffmannListing data from Stellar MLS, MLS# TB8466415.

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