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Overview

4 bd3 ba2,471 sqft2 car garageSingle Family
TypeSingle Family
HOA$139/yr
Built2027
Lot12,520 sqft
Living area2,471 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
SUGARMILL WOODS OAK VILLAGE
Type
Single Family Residence

True monthly carry

HOA
~$12/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Wood CabinetsStone CountersThermostat

11 Sanders Cir is a 2027-built home in Sugarmill Woods Oak Village, Homosassa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,471 square feet of living space. Listed at $399,900 (about $162/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.

From the listing

Pre-Construction. To be built. The Harmony home design in Sugarmill Woods blends spacious living, thoughtful design, and exceptional finishes on an oversized homesite with peaceful Greenbelt views. A striking stone accent enhances the exterior, while the 8' full-light front door opens to a welcoming foyer and a bright, open interior with 9'4" flat ceilings, crown molding, and a deluxe interior trim package. At the heart of the home, the expansive Great Room flows seamlessly into the kitchen and breakfast nook, creating a spacious central living area. Additional LED lighting enhances the Great Room, while three pendant light rough-ins add the opportunity for a distinctive finishing touch above the kitchen island. The beautifully appointed kitchen features granite or quartz countertops, a subway tile backsplash, soft-close cabinetry, solid wood soft-close drawers, abundant workspace, and a full line of stainless steel appliances, including an eStar refrigerator. A private den with French doors provides flexible space for a home office, library, or hobby room. Just off the Great Room, the covered lanai extends the living area outdoors and features an acrylic patio finish. The primary suite is thoughtfully positioned and includes a spacious bedroom, an oversized walk-in closet, and a deluxe primary bath with soft-close cabinets, solid wood drawers, and an oversized shower with ceramic tile walls. A private guest suite with its own ensuite bath is separated from the primary suite and the two additional secondary bedrooms, creating a well-designed layout with excellent privacy. Ceramic flooring extends throughout the main living areas, with carpet in the bedrooms, while the additional bathrooms continue the home's quality finishes with ceramic tile walls in the showers. The well-equipped laundry room includes a base cabinet with a granite or quartz countertop and sink. A two-car garage with a built-in workshop provides generous space for vehicles, storage, and projects, while a garage door opener with remotes adds everyday convenience. Additional highlights include cordless blinds, insulated low-emissive windows, architectural shingles, an irrigation system, sod, and professional landscaping. A built-in Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Located in Sugarmill Woods, this quiet cul-de-sac community features tree-lined streets, lush greenery, and distinctive Villages that create a peaceful atmosphere. The surrounding Homosassa area is known for its natural springs, state parks, beaches, fishing, and boating, adding exceptional opportunities for outdoor recreation and Florida living. Experience the craftsmanship, modern finishes, and thoughtful design of this exceptional new construction home. Schedule your private tour today. We can’t wait to welcome you home!

The essentials

Built
2027
Price / sqft
$162
On market
45 days
Annual tax
$337
HOA
$139/yr
Flood zone
X · Low risk
Lot
12,520 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
2 car garage
Driveway
0.29 acres
Lot size
2,471 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,326/mo
Down payment (20%)
$79,980
Property taxes
$28/mo
HOA
$139/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
12,520 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Workshop in Garage
Days on Market
45
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$337
Parcel #
18E-20S-13-0010-00620-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Oak Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
12,520 sqft
GreenbeltLandscapedLevelOversized Lot
HOA
$139/yr
Care of Maronda Homes

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #O6436836
$399,900
$162/sqft

Neighborhood

11 Sanders Cir
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$390,000 – $399,900
97.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 151 home closings in 34446 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 45.

Sample: 151 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,325/mo
Principal & interest$2,086
Property taxes$28
Insurance$200
HOA$12
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$162 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,471 sq ft

Time on market

45 days

Year built

2027

Monthly payment

About $2,326/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $337 annual tax bill, insurance, and the $139/yr HOA fee.

HOA fee

$139/yr

Managed by Care of Maronda Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Taryn MashburnListing data from Stellar MLS, MLS# O6436836.

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