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Overview

4 bd3 ba2,478 sqft3 car garageSingle Family
TypeSingle Family
HOA$155/yr
Built2026
Lot11,998 sqft
Living area2,478 sqft
Price / sqft$178
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SUGARMILL WOODS, OAK VILLAGE
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsOpen FloorplanSolid Surface CountersTray Ceiling(s)Walk-in Closet(s)DishwasherDisposalDryer

7 Lobelia CT is a 2026-built home in Sugarmill Woods, Oak Village, Homosassa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $439,900 (about $178/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 annually.

From the listing

Pre-Construction. To be built. Stunning Home Loaded with Upgrades! This beautifully crafted 4-bedroom, 3-bath home with a spacious 3-car garage is a showcase of exceptional design and luxurious features. Soaring high-volume ceilings and thoughtfully selected finishes create a bright, open, and elegant living space. The gourmet kitchen comes fully equipped with all appliances and is perfect for entertaining. Enjoy a peaceful neighborhood in a highly desirable community in Sugarmill Woods Community. This is a rare opportunity to find and to become a homeowner finally!

The essentials

Built
2026
Price / sqft
$178
On market
129 days
Annual tax
$342
HOA
$155/yr
Flood zone
X · Low risk
Lot
11,998 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
0.28 acres
Lot size
2,478 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,555/mo
Down payment (20%)
$87,980
Property taxes
$29/mo
HOA
$155/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
11,998 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
129
High Ceilings
Open Floorplan
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$342
Parcel #
18E20S130020 01740 0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods, Oak Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
11,998 sqft
HOA
$155/yr
Theresa Poist

Price history

Date
Event
Price
6/4/2026
Listed for sale
Source: Stellar MLS #P4938929
$439,900
$178/sqft

Neighborhood

7 Lobelia CT
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$430,000 – $439,900
97.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 151 home closings in 34446 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 129.

Sample: 151 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,556/mo
Principal & interest$2,294
Property taxes$29
Insurance$220
HOA$13
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$178 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,478 sq ft

Time on market

129 days

Year built

2026

Monthly payment

About $2,555/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $342 annual tax bill, insurance, and the $155/yr HOA fee.

HOA fee

$155/yr

Managed by Theresa Poist.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW BUILD SERVICESListing agent: Katherine VegaListing data from Stellar MLS, MLS# P4938929.

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