455 Alt 19 S #42 & 46, photo 1
Active Under Contract
1 / 88

Overview

2 bd2 ba1,410 sqftCondominium
TypeCondominium
HOA$888/mo
Built1985
Living area1,410 sqft
Price / sqft$128

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboSplit BedroomThermostatBalconyRain GuttersBuyer Approval Required

455 Alt 19 S #42 & 46 is a 1985-built home in Harbor Club Condo, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,410 square feet of living space. Listed at $180,000 (about $128/sqft), 246 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $888 monthly.

From the listing

Under contract-accepting backup offers. Looking for a 2-bed, 2-bath condo under $250k in Palm Harbor with investment potential and access to top local attractions? This rare multi-unit opportunity at Harbor Club gives you the entire floor to yourself two units for one price, totaling 1,410 sq ft of flexible living space. Whether you're looking to live in one and rent the other, create a private guest suite, or enjoy a spacious setup for multi-generational living, this one checks all the boxes. The updated kitchen and newer AC make it move-in ready, while the pet-friendly community offers unbeatable amenities: two swimming pools, a hot tub, tennis, pickleball, and basketball courts, plus picnic areas and walking paths. You're just one block from Honeymoon Island and the Dunedin Causeway, steps to the 47-mile Pinellas Trail, and minutes to downtown Palm Harbor, Dunedin, and Tarpon Springs. HOA covers water, sewer, trash, and exterior upkeep making life here both convenient and low-maintenance. If you’ve been searching for a condo near the beach with great amenities, pet-friendly vibes, and rental flexibility under $250k, this one’s a standout.

The essentials

Built
1985
Price / sqft
$128
On market
246 days
Annual tax
$3,857
HOA
$888/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1985
Community pool
Shared amenity
Private balcony
Outdoor space
1,410 sqft
Living area

Payment

Est. monthly payment
$2,238/mo
Down payment (20%)
$36,000
Property taxes
$321/mo
HOA
$888/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
-
Cooling
Central Air, Mini-Split Unit(s)
Heating
Baseboard, Central, Electric
Parking
-
Days on Market
246
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Split Bedroom
Thermostat
Balcony
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Refrigerator
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$3,857
Parcel #
11-28-15-35853-003-0420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Club Condo
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
-
HOA
$888/mo
Todd Whitlock

Price history

Date
Event
Price
10/8/2026
Pending sale
Source: Stellar MLS #TB8468572
$180,000
$128/sqft
9/9/2026
Price change
Source: Stellar MLS #TB8468572
$180,000-10.0%
$128/sqft
-
Price change
Source: Stellar MLS #TB8468572
$200,000-18.4%
$142/sqft
2/13/2026
Listed for sale
Source: Stellar MLS #TB8468572
$245,000
$174/sqft

Neighborhood

455 Alt 19 S #42 & 46
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$180,000
99.5% – 100% of listTops out right at the list price
80% of listList price
31 of the last 56 condo closings in 34683 landed at this number or higher (55%). The median one sat 35 days before it went under contract, and this one is on day 246 after a $65,000 cut.

Sample: 56 closed condo sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,238/mo
Principal & interest$939
Property taxes$321
Insurance$90
HOA$888
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$128 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,410 sq ft

Time on market

246 days

Year built

1985

Monthly payment

About $2,238/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,857 annual tax bill, insurance, and the $888/mo HOA fee.

HOA fee

$888/mo

Managed by Todd Whitlock.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Jasmin GonzalezListing data from Stellar MLS, MLS# TB8468572.

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