121 Fernwood Cir #121, photo 1
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Overview

2 bd2 ba1,285 sqftCondominium
TypeCondominium
Condo dues$641/mo
Built1974
Lot206,918 sqft
Living area1,285 sqft
Price / sqft$194

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanLightingOutdoor GrillSidewalkSprinkler MeteredTennis Court(s)Association Recreation - OwnedBuyer Approval Required

121 Fernwood Cir #121 is a 1974-built home in Gardens The Condo, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,285 square feet of living space. Listed at $249,900 (about $194/sqft), 257 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $641 monthly.

From the listing

FIRST FLOOR • MOVE-IN READY • DESIRABLE 55+ COMMUNITY With parking just right out your front door and the pool only feet from your back door. Opportunities like this don’t come along often—don’t let this one slip away. Tucked beside the natural beauty of Seminole Lake Park, this serene, park-like community known as The Gardens offers a truly special setting. The community features six clusters of six buildings, each arranged around its own private pool, clubhouse, and laundry facility, creating a welcoming and convenient atmosphere with a wide range of amenities, social events, and activities designed for an active lifestyle. This exceptional, open floor plan with spacious 2-bedrooms, 2-baths, a wonderful southwest-corner on the first-floor keeps the residence cool, comfortable. It's truly move-in ready. Highlights include newer hurricane-rated windows throughout, abundant natural light, and the convenience of two parking spaces just feet from your front door. With Seminole Lake Park just acrsss the way from the community —and a short drive to the Seminole Recreation Center, Seminole City Center, dining, shopping, entertainment, and award-winning Gulf beaches—this home offers the perfect blend of tranquility and approachability. Schedule your showing today and discover why The Gardens is one of Seminole’s most distinctive 55+ communities.

The essentials

Built
1974
Price / sqft
$194
On market
257 days
Annual tax
$2,742
Condo dues
$641/mo
Flood zone
AE
Lot
206,918 sqft
Type
Condominium

At a glance

Condo
Built 1974
Community pool
Shared amenity
Assigned parking
1,285 sqft
Living area

Payment

Est. monthly payment
$2,297/mo
Down payment (20%)
$49,980
Property taxes
$229/mo
Condo dues
$641/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
206,918 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
257
Open Floorplan
Lighting
Outdoor Grill
Sidewalk
Sprinkler Metered
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Starkey Elementary-PN
Middle
Osceola Middle-PN
High
Dixie Hollins High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$2,742
Parcel #
26-30-15-30271-006-1210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens The Condo
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
206,918 sqft
Corner LotDrainage CanalFloodZoneIn CountyLandscapedNear Public TransitSidewalkStreet Dead-EndPavedPrivate
Condo dues
$641/mo
Resource Property Management

Price history

Date
Event
Price
1/30/2026
Listed for sale
Source: Stellar MLS #TB8470542
$249,900
$194/sqft

Neighborhood

121 Fernwood Cir #121
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$237,500 – $249,900
95.1% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33777 landed at this number or higher (53%). The median one sat 64 days before it went under contract, and this one is on day 257.

Sample: 38 closed condo sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,298/mo
Principal & interest$1,303
Property taxes$229
Insurance$125
HOA$641
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$194 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,285 sq ft

Time on market

257 days

Year built

1974

Monthly payment

About $2,297/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,742 annual tax bill, insurance, and $641/mo in condo dues.

Condo dues

$641/mo

Managed by Resource Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPLUMLEE GULF BEACH REALTYListing agent: Tim O'NeilListing data from Stellar MLS, MLS# TB8470542.

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