1940 Cr 428, photo 1
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Overview

2 bd1 ba658 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1986
Lot8,800 sqft
Living area658 sqft
Price / sqft$167

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomRangeRefrigerator

1940 Cr 428 is a 1986-built home in Pana Coo Chee Retreats, Lake Panasoffkee. Inside you'll find 2 bedrooms, 1 bathrooms, and 658 square feet of living space. Listed at $109,900 (about $167/sqft), 250 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Updated 2/1 Lake Panasoffkee home with a newer metal roof. Improvements include NEW flooring, NEW fresh paint on the interior and exterior, UPDATED bathroom with tile shower, and NEW fans and lighting. This home offers covered back and front porches! Plenty of space to relax or sip a cup of coffee. Split plan with open Kitchen and Living area. Back yard is fenced and has a small storage shed. Affordable living where you OWN the land - NO HOA/NO CDD/NO FLOOD ZONE!!! Seller may consider owner financing. Located near Lake Panasoffkee, The Withlacoochee River, shopping, local restaurants, public boat ramps, golfing, and entertainment. Near I-75 and Turnpike for access to Tampa, Orland and Florida's beaches. Call today for your appointment to view!

The essentials

Built
1986
Price / sqft
$167
On market
250 days
Annual tax
$635
Flood zone
X · Low risk
Lot
8,800 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1986
8,800 sqft lot
Lot size
658 sqft
Living area

Payment

Est. monthly payment
$681/mo
Down payment (20%)
$21,980
Property taxes
$53/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1986
Lot
8,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
250
Split Bedroom
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$635
Parcel #
F31C124

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pana Coo Chee Retreats
County
Sumter
MLS Area
33538 - Lake Panasoffkee
Lot Size
8,800 sqft
LevelPaved

Price history

Date
Event
Price
4/20/2026
Price change
Source: Stellar MLS #TB8471975
$109,900-4.0%
$167/sqft
2/3/2026
Listed for sale
Source: Stellar MLS #TB8471975
$114,500
$174/sqft

Neighborhood

1940 Cr 428
Lake Panasoffkee, FL, 33538 · 33538 - Lake Panasoffkee

Market insights

Offer Insights

Choose an offer strength

List price: $109,900
$101,000 – $109,900
92.3% – 100% of listTops out right at the list price
80% of listList price
21 of the last 40 home closings in 33538 landed at this number or higher (53%). The median one sat 42 days before it went under contract, and this one is on day 250 after a $4,600 cut.

Sample: 40 closed home sales in 33538 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$681/mo
Principal & interest$573
Property taxes$53
Insurance$55
Down payment20% · $21,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$109,900

$167 per sq ft

Beds and baths

2 beds, 1 baths

Size

658 sq ft

Time on market

250 days

Year built

1986

Monthly payment

About $681/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $635 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPEOPLE'S TRUST REALTYListing agent: Sean KwiatkowskiListing data from Stellar MLS, MLS# TB8471975.

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