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Overview

3 bd2 ba1,916 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1995
Lot35,998 sqft
Living area1,916 sqft
Price / sqft$281
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

411 Edgewater Dr is a 1995-built home in Citrus Harbour Sub, Polk City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,916 square feet of living space. Listed at $539,000 (about $281/sqft), 244 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Lakefront living on nearly an acre—welcome to 411 Edgewater Dr. in Polk City. Set on a rare .83-acre waterfront lot with approximately 205 feet of frontage on beautiful Lake Agnes (home to Fantasy of Flight), this fully updated pool home is the kind of Florida lifestyle property that doesn’t come around often. Step out back to a screened-in pool and expansive lake views with an eastern exposure—perfect for sunrise coffee, bright mornings on the water, and shaded afternoons by the pool. With ample shoreline, the buyer has the opportunity to add a private boat dock and truly create the ultimate lakefront retreat. Plenty of parking with space for a boat or RV. Inside, the home is turn-key and move-in ready with tasteful updates throughout. Energy film on the windows helps reduce heat load and glare, keeping the interior comfortable while preserving those incredible water views. Conveniently located between Lakeland and Orlando with quick access to I-4, you’re positioned for easy commutes to Orlando, Lakeland, and Tampa—and it’s also just about a half-hour drive to Walt Disney World Resort—while still enjoying the peace and space of lakefront living.

The essentials

Built
1995
Price / sqft
$281
On market
244 days
Annual tax
$6,000
Flood zone
X · Low risk
Lot
35,998 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Waterfront
Lake Front
Private pool
Gunite
2 car garage
Boat
0.83 acres
Lot size

Payment

Est. monthly payment
$3,581/mo
Down payment (20%)
$107,800
Property taxes
$500/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
35,998 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Garage Faces Side, Guest, Off Street, Oversized, RV Access/Parking
Pool
Gunite, In Ground, Screen Enclosure
Waterfront
Lake Front
Days on Market
244
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Polk City Elem
Middle
Stambaugh Middle
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,000
Parcel #
25-27-05-298330-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Harbour Sub
County
Polk
MLS Area
33868 - Polk City
Lot Size
35,998 sqft
ClearedCul-De-SacLandscapedOversized LotPaved

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8475279
$539,000-1.1%
$281/sqft
-
Price change
Source: Stellar MLS #TB8475279
$545,000-14.7%
$284/sqft
2/11/2026
Listed for sale
Source: Stellar MLS #TB8475279
$639,000
$334/sqft

Neighborhood

411 Edgewater Dr
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $539,000
$530,000 – $539,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 244 after a $100,000 cut.

Sample: 86 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,581/mo
Principal & interest$2,811
Property taxes$500
Insurance$270
Down payment20% · $107,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$539,000

$281 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,916 sq ft

Time on market

244 days

Year built

1995

Monthly payment

About $3,581/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,000 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byNOBLE SWAN LIVING LLCListing agent: Bobby King, Esq.Listing data from Stellar MLS, MLS# TB8475279.

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