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About this home
39438 Rockford Ave is a 1979-built home in Gem Estates, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 768 square feet of living space. Listed at $128,000 (about $167/sqft), 250 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.
*LAND INCLUDED — NO LOT RENT!* Comfortable 2-bedroom, 2-bathroom double-wide manufactured home located in a 55+ HOA community. Seller owns the land, and there is no lot rent. The property features a low annual HOA fee, with water included. The home offers a rare 3-car carport with covered parking for vehicles, a golf cart, and guests, plus a detached storage building providing additional storage space. Outdoor living includes a screened porch and a Florida room with screened windows. Additional features include a Wi-Fi-enabled thermostat that can be operated remotely through an app, a queen-size Sleep Number bed, and a walk-in shower with a rain-style showerhead. The home is being offered furnished. The community features wide paved roads suitable for walking, biking, and golf carts, along with a clubhouse and regularly scheduled community activities. *FINANCING CONSIDERED:* Seller is open to offers involving financing and is willing to consider repairs or improvements identified by a buyer's lender or insurance provider in connection with 4-point inspection or insurance requirements, subject to seller approval and negotiated terms. Property is being offered with consideration given to its current condition. Buyer should independently verify financing, insurance, and property requirements with their lender and insurance provider. Seller's property disclosure is available for buyer review and should be carefully reviewed for known conditions. Buyer and buyer's agent are advised to conduct their own inspections and due diligence. Buyer and buyer's agent to verify all measurements, HOA information, fees, included services, community rules and restrictions, amenities, and other property information.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$128,000
$167 per sq ft
Beds and baths
2 beds, 2 baths
Size
768 sq ft
Time on market
250 days
Year built
1979
Monthly payment
About $874/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,357 annual tax bill, insurance, and the $350/yr HOA fee.
HOA fee
$350/yr
Managed by Paula Beck.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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