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Overview

2 bd2 ba768 sqftManufactured Home
TypeManufactured Home
HOA$350/yr
Built1979
Lot10,890 sqft
Living area768 sqft
Price / sqft$167

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Rain GuttersStorageClubhouseGolf Carts OKDishwasherDryerElectric Water Heater

39438 Rockford Ave is a 1979-built home in Gem Estates, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 768 square feet of living space. Listed at $128,000 (about $167/sqft), 250 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

*LAND INCLUDED — NO LOT RENT!* Comfortable 2-bedroom, 2-bathroom double-wide manufactured home located in a 55+ HOA community. Seller owns the land, and there is no lot rent. The property features a low annual HOA fee, with water included. The home offers a rare 3-car carport with covered parking for vehicles, a golf cart, and guests, plus a detached storage building providing additional storage space. Outdoor living includes a screened porch and a Florida room with screened windows. Additional features include a Wi-Fi-enabled thermostat that can be operated remotely through an app, a queen-size Sleep Number bed, and a walk-in shower with a rain-style showerhead. The home is being offered furnished. The community features wide paved roads suitable for walking, biking, and golf carts, along with a clubhouse and regularly scheduled community activities. *FINANCING CONSIDERED:* Seller is open to offers involving financing and is willing to consider repairs or improvements identified by a buyer's lender or insurance provider in connection with 4-point inspection or insurance requirements, subject to seller approval and negotiated terms. Property is being offered with consideration given to its current condition. Buyer should independently verify financing, insurance, and property requirements with their lender and insurance provider. Seller's property disclosure is available for buyer review and should be carefully reviewed for known conditions. Buyer and buyer's agent are advised to conduct their own inspections and due diligence. Buyer and buyer's agent to verify all measurements, HOA information, fees, included services, community rules and restrictions, amenities, and other property information.

The essentials

Built
1979
Price / sqft
$167
On market
250 days
Annual tax
$1,357
HOA
$350/yr
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1979
0.25 acres
Lot size
768 sqft
Living area

Payment

Est. monthly payment
$874/mo
Down payment (20%)
$25,600
Property taxes
$113/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1979
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
250
Ceiling Fans(s)
Rain Gutters
Storage
Clubhouse
Golf Carts OK
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2025)
$1,357
Parcel #
12-26-21-0270-00600-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gem Estates
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
10,890 sqft
HOA
$350/yr
Paula Beck

Price history

Date
Event
Price
8/9/2026
Price change
Source: Stellar MLS #TB8476011
$128,000+13.3%
$167/sqft
-
Price change
Source: Stellar MLS #TB8476011
$113,000-1.7%
$147/sqft
2/10/2026
Listed for sale
Source: Stellar MLS #TB8476011
$115,000
$150/sqft

Neighborhood

39438 Rockford Ave
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $128,000
$124,000 – $128,000
97.1% – 100% of listTops out right at the list price
80% of listList price
77 of the last 153 home closings in 33542 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 250.

Sample: 153 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$874/mo
Principal & interest$668
Property taxes$113
Insurance$64
HOA$29
Down payment20% · $25,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$128,000

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

768 sq ft

Time on market

250 days

Year built

1979

Monthly payment

About $874/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,357 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Paula Beck.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER AQUATERRA REALTYListing agent: Albert Fava IVListing data from Stellar MLS, MLS# TB8476011.

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