1040 Main St #91, photo 1
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Overview

1 bd1 ba564 sqftMobile Home
TypeMobile Home
HOA$218/mo
Built1969
Lot1,018,163 sqft
Living area564 sqft
Price / sqft$213

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenStorageStreet LightsDishwasherDisposalDryerRefrigerator

1040 Main St #91 is a 1969-built home in Golden Acres Mobile Home Park Unrec, Dunedin. Inside you'll find 1 bedrooms, 1 bathrooms, and 564 square feet of living space. Listed at $119,900 (about $213/sqft), 240 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $218 monthly.

From the listing

Fractional Ownership. Discover your perfect Florida getaway or year-round oasis in the highly desirable, resident-owned 55+ community of Golden Acres! This beautifully furnished 1-bedroom, 1-bathroom mobile home is completely move-in ready and packed with value. Step inside to find a modern, updated kitchen, laminate flooring throughout the main living areas, and an incredibly spacious bonus room/lanai that maximizes your living space. The convenience of an indoor laundry room—complete with an included washer and dryer—makes daily living a breeze. For your ultimate comfort, the home features ceiling fans and wall/window A/C units spinning across the living room, bedroom, and bonus space. An Unbeatable Outdoor Lifestyle: Step out onto your private wood deck to enjoy the beautiful Florida weather. The sale includes a storage shed, a Weber BBQ grill, a mountain bike, and two kayaks (complete with paddles and PFDs) so you can hit the water immediately! About Golden Acres: Located just 3 miles east of the Gulf of Mexico and less than a mile from the Intercoastal Waterway, this vibrant, pet-free co-operative offers an incredible community experience. Your purchase price includes the park share ($23,800), meaning you own an equal 1/224th of the pristine 23-acre grounds. A low monthly maintenance fee of $218 covers top-tier amenities, including an outdoor heated pool, a newly renovated clubhouse with Wi-Fi, shuffleboard courts, a wood-hobby shop, a billiard room, and an active social calendar planned by the recreation committee. Turnkey, exceptionally located, and close to championship golf courses—schedule your tour today!

The essentials

Built
1969
Price / sqft
$213
On market
240 days
Annual tax
$1,398
HOA
$218/mo
Flood zone
X · Low risk
Lot
1,018,163 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1969
23.37 acres
Lot size
564 sqft
Living area

Payment

Est. monthly payment
$1,019/mo
Down payment (20%)
$23,980
Property taxes
$117/mo
HOA
$218/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1969
Lot
1,018,163 sqft
Cooling
Wall/Window Unit(s)
Heating
Electric, Ductless
Parking
-
Days on Market
240
Ceiling Fans(s)
Eat-in Kitchen
Storage
Street Lights
Dishwasher
Disposal
Dryer
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,398
Parcel #
26-28-15-31393-000-0910

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Golden Acres Mobile Home Park Unrec
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
1,018,163 sqft
HOA
$218/mo
Karin Desmone

Price history

Date
Event
Price
6/12/2026
Price change
Source: Stellar MLS #TB8478083
$119,900-2.1%
$213/sqft
-
Price change
Source: Stellar MLS #TB8478083
$122,500-1.1%
$217/sqft
2/17/2026
Listed for sale
Source: Stellar MLS #TB8478083
$123,800
$220/sqft

Neighborhood

1040 Main St #91
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $119,900
$119,000 – $119,900
98.9% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 34698 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 240 after a $3,900 cut.

Sample: 207 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,020/mo
Principal & interest$625
Property taxes$117
Insurance$60
HOA$218
Down payment20% · $23,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,900

$213 per sq ft

Beds and baths

1 beds, 1 baths

Size

564 sq ft

Time on market

240 days

Year built

1969

Monthly payment

About $1,019/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,398 annual tax bill, insurance, and the $218/mo HOA fee.

HOA fee

$218/mo

Managed by Karin Desmone.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Octavia CheveresanListing data from Stellar MLS, MLS# TB8478083.

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