9936 Indian Key Trl #22, photo 1
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Overview

3 bd4 ba2,174 sqft1 car garageTownhouse
TypeTownhouse
HOA$420/mo
Built1995
Lot2,113 sqft
Living area2,174 sqft
Price / sqft$193
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesBuilt-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room Combo

9936 Indian Key Trl #22 is a 1995-built home in Tara Cay Sound South II, Seminole. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,174 square feet of living space. Listed at $420,000 (about $193/sqft), 222 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $420 monthly.

From the listing

Think the perfect low maintenance WATERFRONT LIVING can’t be yours? THINK AGAIN! Old Florida charm and the perfect Florida waterfront lifestyle are YOURS in this spacious peaceful high and dry elevation (level 2) 3-floor town home with multiple water views and dock access located in the highly sought after city of Seminole. This is the perfect space to have your key lime pie…and eat it too! All the joys of living on the water and none of the stress! With TWO large living rooms on separate floors (with one being on the ground floor that can be easily converted to a 4th bedroom and has a full bathroom on this first floor), this home seems like two homes in one and works great for multi-generational families or company that comes frequently! The open concept second floor living space has a kitchen with beautiful custom solid wood cabinetry with crown molding, stone countertops, and a high end wood range hood combined with the beautiful designer dining room chandelier and spacious living room that leads out to your screened in balcony overlooking the tranquil water leading out into the bay. Upstairs on the third floor (which is handicap accessible) you will find that there are basically two primary suites with high cathedral ceilings! The primary with the waterfront view has not one, but TWO large walk-in closets, an en-suite bathroom, and a private screened-in balcony overlooking the sparkling water while the other also has its own en- suite bathroom, double built-in closets, and bonus space with built-in shelving and vaulted ceiling perfect for a home office or workout area! The third bedroom is located on the second floor and has a built-in closet with a large extra storage compartment inside. Downstairs to the first floor (handicap accessible) you will find a second living space and full bathroom! Perfect for guests, family, or just extra space to entertain. The sliding glass doors open to the gated back porch with views of the wildlife and water with a pathway leading out to the dock for fishing, hopping on your canoe, kayak, paddleboard, or just simply sitting, watching, and listening to nature in this protected tropical preserve. All sliding glass doors are equipped with electronic storm shutters for extra wind protection. This beautiful and peaceful community is both pet friendly and has a heated pool with lounge chairs and tables making being social a breeze and features plenty of guest parking. Updates include: Acorn electronic handicap chair lift for stair access to all three floors (removable), Hurricane grade garage door, hurricane shutters on all glass doors, New A/C (2025), New Roof (2025), High end Bosch dishwasher (2024), High-end chandelier, kayak rack in garage.

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The essentials

Built
1995
Price / sqft
$193
On market
222 days
Annual tax
$2,496
HOA
$420/mo
Flood zone
AE
Lot
2,113 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 1995
Waterfront
Canal - Saltwater
Community pool
Fitness center too
1 car garage
Garage Door Opener
2,113 sqft lot
Lot size

Payment

Est. monthly payment
$3,028/mo
Down payment (20%)
$84,000
Property taxes
$208/mo
HOA
$420/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1995
Lot
2,113 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Ground Level, Guest
Waterfront
Canal - Saltwater
Days on Market
222
Accessibility Features
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Pool
Street Lights
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Oakhurst Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,496
Parcel #
19-30-15-89775-000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tara Cay Sound South II
County
Pinellas
MLS Area
33776 - Seminole/Largo
Lot Size
2,113 sqft
Conservation Area
HOA
$420/mo
PMI Tampa

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8480244
$420,000-3.4%
$193/sqft
-
Price change
Source: Stellar MLS #TB8480244
$435,000-1.1%
$200/sqft
3/3/2026
Listed for sale
Source: Stellar MLS #TB8480244
$440,000
$202/sqft

Neighborhood

9936 Indian Key Trl #22
Seminole, FL, 33776 · 33776 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$405,000 – $420,000
96.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33776 landed at this number or higher (54%). The median one sat 93 days before it went under contract, and this one is on day 222 after a $20,000 cut.

Sample: 13 closed townhouse or villa sales in 33776 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,029/mo
Principal & interest$2,190
Property taxes$208
Insurance$210
HOA$420
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$193 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,174 sq ft

Time on market

222 days

Year built

1995

Monthly payment

About $3,028/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,496 annual tax bill, insurance, and the $420/mo HOA fee.

HOA fee

$420/mo

Managed by PMI Tampa.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byNEXTHOME GULF COASTListing agent: Joshua NeitzListing data from Stellar MLS, MLS# TB8480244.

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