$649,900

10039 Smarty Jones Dr · Ruskin, FL, 33573

$150 / sqft
Belmont
5
Beds
4
Baths
4,328
Sqft
3
Garage
Ask About This Home

This is a 2013-built single-family home in Belmont. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $158 . 105 days on market — likely some room to negotiate.

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Year Built2013
On Market105 days
Lot7,631 sqft
Annual Tax$13,428
Flood ZoneX
HOA$158/yr

About This Property

Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, and a heated POOL in 2021, a 2-story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, etc. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and a breakfast nook with a view of the pool and pond. The first floor also includes a bedroom and a full bathroom, which work well for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite that features a cozy fireplace, a sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside to relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating where you can enjoy beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to have a better feel of that fabulous property.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2013
🌳
Lot
7,631 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
Tandem
🏊
Pool
Child Safety Fence, Gunite, Heated, In Ground
🌊
Waterfront
Pond
📆
Days on Market
105

Features

Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Balcony
Hurricane Shutters
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Deed Restrictions
Dog Park
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer

Assigned Schools

Elementary

Belmont Elementary School

Middle

Eisenhower-HB

High

Sumner High School

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

📋In a CDD (Community Development District)🌊Flood Zone X

Annual Tax (2025)

$13,428

Parcel #

U-19-31-20-99D-000009-00012.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Belmont

County

Hillsborough

MLS Area

33573 - Sun City Center / Ruskin

Lot Size

7,631 sqft

HOA
$158/yr
Tina Farrell

Price History

EventDatePriceChange
Price ChangeJun 1, 2026$649,900-$49,988
Previous Price$699,888-$99,112
ListedFeb 25, 2026$799,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$4,821
Principal, interest, tax, insurance, HOA
  • P&I$3,389
  • Tax$1,119
  • Insurance$300
  • HOA$13
Loan Amount
$519,920
Down Payment %
20.0%
First Year Summary
Principal
$5,488
Interest
$35,186
Balance
$514,432
Total Interest
$700,296
Total Cost
$1,220,216

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