12832 Mountain Rd, photo 1
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Overview

3 bd2 ba1,176 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot7,701 sqft
Living area1,176 sqft
Price / sqft$170
Garage1 car

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About this home

Ceiling Fans(s)MicrowaveRangeRefrigeratorTankless Water Heater

12832 Mountain Rd is a 1985-built home in Moon Lake Estates, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,176 square feet of living space. Listed at $200,000 (about $170/sqft), 230 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

$55,000 PRICE REDUCTION! Discover the perfect blend of comfort, modern updates, and serene living in this charming one-story 3-bedroom, 2-bathroom home at 12832 Mountain Rd, New Port Richey, FL 34654, nestled in the peaceful Moon Lake Estates area. Step inside to find beautiful wood-look laminate flooring flowing throughout the entire home, creating a warm and cohesive feel. The updated kitchen shines with sleek white shaker cabinets, durable granite countertops, and stainless steel appliances—ideal for everyday meals or entertaining. An open living room and dining room floor plan offers seamless flow and plenty of natural light, while both fully updated bathrooms provide contemporary style and convenience. Outside, a detached 1-car garage adds practical storage or parking space, and the property boasts no HOA or CDD fees for true low-maintenance freedom and flexibility. Moon Lake Estates offers a quiet, rural vibe with a sense of space and privacy, perfect for those seeking a relaxed lifestyle close to nature yet convenient to everyday amenities. Just minutes away, explore nearby attractions within 20 miles, including the expansive Jay B. Starkey Wilderness Park for hiking, biking, and camping amid thousands of acres of preserved wilderness. Enjoy kayaking or paddleboarding on the scenic Pithlachascotee (Cotee) River, or head to Sims Park in downtown New Port Richey for waterfront walks, events at the amphitheater, and family-friendly splash pads. Nature enthusiasts will love Anclote Key Preserve State Park and Key Vista Nature Park for trails and Gulf views, while Werner-Boyce Salt Springs State Park offers coastal exploration. For beach days, Clearwater Beach is an easy drive (around 20 miles), and vibrant nearby spots like Tarpon Springs provide sponge docks, Greek cuisine, and manatee tours. This home delivers affordable, updated living in a tranquil setting with easy access to Florida's best outdoor adventures and coastal charm! Vacant lot to left of home is a different owner and not included.

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The essentials

Built
1985
Price / sqft
$170
On market
230 days
Annual tax
$3,506
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
1 car garage
Driveway
7,701 sqft lot
Lot size
1,176 sqft
Living area

Payment

Est. monthly payment
$1,435/mo
Down payment (20%)
$40,000
Property taxes
$292/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
7,701 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
230
Ceiling Fans(s)
Microwave
Range
Refrigerator
Tankless Water Heater
Elementary
Cypress Elementary-PO
Middle
River Ridge Middle-PO
High
River Ridge High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,506
Parcel #
17-25-28-0200-27800-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Moon Lake Estates
County
Pasco
MLS Area
34654 - New Port Richey
Lot Size
7,701 sqft

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8480537
$200,000-4.8%
$170/sqft
-
Price change
Source: Stellar MLS #TB8480537
$210,000-17.6%
$179/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #TB8480537
$255,000
$217/sqft

Neighborhood

12832 Mountain Rd
New Port Richey, FL, 34654 · 34654 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $200,000
$197,500 – $200,000
98.3% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 34654 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 230 after a $55,000 cut.

Sample: 142 closed home sales in 34654 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,435/mo
Principal & interest$1,043
Property taxes$292
Insurance$100
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$200,000

$170 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,176 sq ft

Time on market

230 days

Year built

1985

Monthly payment

About $1,435/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,506 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTAMPA BAY PREMIER REALTYListing agent: Don SudaListing data from Stellar MLS, MLS# TB8480537.

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