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About this home
12832 Mountain Rd is a 1985-built home in Moon Lake Estates, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,176 square feet of living space. Listed at $200,000 (about $170/sqft), 230 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
$55,000 PRICE REDUCTION! Discover the perfect blend of comfort, modern updates, and serene living in this charming one-story 3-bedroom, 2-bathroom home at 12832 Mountain Rd, New Port Richey, FL 34654, nestled in the peaceful Moon Lake Estates area. Step inside to find beautiful wood-look laminate flooring flowing throughout the entire home, creating a warm and cohesive feel. The updated kitchen shines with sleek white shaker cabinets, durable granite countertops, and stainless steel appliances—ideal for everyday meals or entertaining. An open living room and dining room floor plan offers seamless flow and plenty of natural light, while both fully updated bathrooms provide contemporary style and convenience. Outside, a detached 1-car garage adds practical storage or parking space, and the property boasts no HOA or CDD fees for true low-maintenance freedom and flexibility. Moon Lake Estates offers a quiet, rural vibe with a sense of space and privacy, perfect for those seeking a relaxed lifestyle close to nature yet convenient to everyday amenities. Just minutes away, explore nearby attractions within 20 miles, including the expansive Jay B. Starkey Wilderness Park for hiking, biking, and camping amid thousands of acres of preserved wilderness. Enjoy kayaking or paddleboarding on the scenic Pithlachascotee (Cotee) River, or head to Sims Park in downtown New Port Richey for waterfront walks, events at the amphitheater, and family-friendly splash pads. Nature enthusiasts will love Anclote Key Preserve State Park and Key Vista Nature Park for trails and Gulf views, while Werner-Boyce Salt Springs State Park offers coastal exploration. For beach days, Clearwater Beach is an easy drive (around 20 miles), and vibrant nearby spots like Tarpon Springs provide sponge docks, Greek cuisine, and manatee tours. This home delivers affordable, updated living in a tranquil setting with easy access to Florida's best outdoor adventures and coastal charm! Vacant lot to left of home is a different owner and not included.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 142 closed home sales in 34654 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$200,000
$170 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,176 sq ft
Time on market
230 days
Year built
1985
Monthly payment
About $1,435/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,506 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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