Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Saturday, Oct 10 · 10:00 AM to 5:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- TWO RIVERS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$90/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
35616 Lowery Trl is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,561 square feet of living space. Listed at $560,000 (about $157/sqft), 220 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.
One or more photo(s) has been virtually staged. Under Construction. Builder is offering buyers up to $15,000 toward closing costs with preferred lender and title company. Nestled in Zephyrhills, Florida, Hammock at Two Rivers offers an elevated new home experience within the highly desirable master-planned community. This premier location provides the perfect balance of peaceful living and convenient access to the best of the Tampa Bay area, including Wesley Chapel, downtown Tampa, major employment centers, international airports, and premier shopping and dining destinations. Ideally located off State Road 56, between Morris Bridge Road and Highway 301, everything you need is just a short drive away. Hammock at Two Rivers offers residents access to The Landing, a private social club designed to bring community, wellness, and connection together. Inspired by Florida’s natural beauty, The Landing is planned as an extension of home, featuring gathering spaces, recreation areas, and amenities designed for relaxation, activity, and everyday enjoyment. New homes at Hammock at Two Rivers by are thoughtfully designed with a focus on modern living, upscale finishes, and flexible floor plans suited for a variety of lifestyles. Homes are built to high quality construction standards and present features designed for comfort, durability, and Florida living. Each home also includes Home Is Connected® Smart Home System, providing added convenience through integrated technology. Living in Hammock at Two Rivers places homeowners near popular destinations such as The Grove, KRATES, Tampa Premium Outlets, and Wiregrass Mall, along with family-friendly attractions like Main Event Entertainment Center, AdventHealth Center Ice, and the Wesley Chapel Sports Complex. Hammock at Two Rivers offers a distinctive blend of location, lifestyle, and long-term value. Discover elevated new home living near Tampa and schedule your tour today at Hammock at Two Rivers. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 353 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$560,000
$157 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,561 sq ft
Time on market
220 days
Year built
2026
Monthly payment
About $4,014/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $90/mo HOA fee.
HOA fee
$90/mo
Managed by Inframark.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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