5664 40th Ter N #428, photo 1
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Overview

1 bd1 ba652 sqftCondominium
TypeCondominium
HOA$488/mo
Built1961
Lot7,353 sqft
Living area652 sqft
Price / sqft$110

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About this home

Ceiling Fans(s)Community MailboxSidewalksElectric Water HeaterMicrowaveRangeRefrigerator

5664 40th Ter N #428 is a 1961-built home in Clearview Oaks, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 652 square feet of living space. Listed at $72,000 (about $110/sqft), 199 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $488 monthly.

From the listing

PRICE DROP!!! Sun-filled and full of easy, low-maintenance charm, this one-bedroom, one-bath condo is the kind of home that makes everyday living feel effortless. From the moment you step inside, you’ll appreciate the smart one-floor layout, central air, and a bright, comfortable living space that flows beautifully for relaxing, entertaining, or simply enjoying a quiet night in. The mix of carpet and laminate flooring adds warmth and practicality, while ceiling fans help keep the atmosphere light and comfortable year-round. The kitchen is equipped with the essentials already in place, including a range, refrigerator, and microwave, making it move-in ready from day one. The primary bedroom offers a built-in closet for functional storage, and the home comes partially furnished, giving you a great head start whether you’re looking for a full-time residence, a seasonal escape, or an investment opportunity. One of the biggest selling points here is the lifestyle that comes with it. The covered and screened porch creates an inviting extension of the living space, perfect for morning coffee, evening unwinding, or enjoying the Florida breeze in comfort. Built with block construction and a shingle roof, this residence offers durability along with a classic, easy-care feel. Beyond the unit itself, the community delivers an impressive lineup of amenities designed to make every day feel a little more fun and connected. Residents can enjoy shuffleboard courts for friendly outdoor recreation, car wash stations on-site, community storage, and a welcoming clubhouse that offers so much more than expected, including a library filled with books, a pool room, a piano, aerobics classes, private parties, and more. Pet-friendly and designed for simple living, this condo checks all the boxes for comfort, convenience, and value. The low monthly HOA fee adds even more appeal, covering water, trash, sewer, internet, cable TV (TV’s are not coming with the sale), exterior maintenance including the roof, and grounds maintenance, creating a truly easy lock-and-leave lifestyle. With common-area laundry, a practical layout, and amenities that bring both convenience and personality, this is the kind of property that feels comfortable, connected, and effortlessly livable. Buyer to verify all information with the association.

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The essentials

Built
1961
Price / sqft
$110
On market
199 days
Annual tax
$1,139
HOA
$488/mo
Flood zone
X · Low risk
Lot
7,353 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$995/mo
Down payment (20%)
$14,400
Property taxes
$95/mo
HOA
$488/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1961
Lot
7,353 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
199
Ceiling Fans(s)
Community Mailbox
Sidewalks
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Westgate Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,139
Parcel #
04-31-16-16036-016-0428

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clearview Oaks
County
Pinellas
MLS Area
33710 - St Pete/Crossroads
Lot Size
7,353 sqft
HOA
$488/mo
Property Bayway management

Price history

Date
Event
Price
5/18/2026
Price change
Source: Stellar MLS #TB8491600
$72,000-4.6%
$110/sqft
3/28/2026
Listed for sale
Source: Stellar MLS #TB8491600
$75,499
$116/sqft

Neighborhood

5664 40th Ter N #428
St Petersburg, FL, 33710 · 33710 - St Pete/Crossroads

Market insights

Offer Insights

Choose an offer strength

List price: $72,000
$70,000 – $72,000
97% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in 33710 landed at this number or higher (52%). The median one sat 93 days before it went under contract, and this one is on day 199 after a $3,499 cut.

Sample: 21 closed condo sales in 33710 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$994/mo
Principal & interest$376
Property taxes$95
Insurance$36
HOA$488
Down payment20% · $14,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$72,000

$110 per sq ft

Beds and baths

1 beds, 1 baths

Size

652 sq ft

Time on market

199 days

Year built

1961

Monthly payment

About $995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,139 annual tax bill, insurance, and the $488/mo HOA fee.

HOA fee

$488/mo

Managed by Property Bayway management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLPT REALTY, LLC.Listing agent: Daniela Nankova-SilverstoneListing data from Stellar MLS, MLS# TB8491600.

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