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Overview

2 bd2 ba1,280 sqftSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot6,564 sqft
Living area1,280 sqft
Price / sqft$390

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomFire Pit

302 Georgia Ave is a 1955-built home in Crystal Beach Rev, Crystal Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,280 square feet of living space. Listed at $499,400 (about $390/sqft), 195 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Deep-Water Gulf Access Oasis in Charming Crystal Beach – Where else in Pinellas can you find a Waterfront Property with a Dock and Gulf Access under $500,000 Imagine living in a peaceful coastal oasis where vibrant sunset-painted skies greet you every evening. This classic Florida bungalow offers incredible potential on quiet Avery Bayou with direct Gulf access via Sutherland Bayou — no bridges to navigate and out at all tides. Enjoy your private 10,000-pound boat lift and deep-water dock. Perfect for the true Florida boating and fishing lifestyle you’ve been dreaming of. The home experienced flooding during Hurricane Helene, but water damage was fully remediated right afterward. It now stands as a true blank canvas — a rare opportunity to remodel and create your custom dream home while staying within the FEMA 50% Rule . Offered strictly as-is, this project is ideal for the savvy buyer or investor ready to personalize every detail and maximize value in this highly desirable waterfront location. Some of the Property Highlights include: lots of beautiful cosmetic updates in 2017/2018, new roof in 2018. all new PGT windows and doors in 2019 and the dock was completely redone in 2017 including installing the new lift. No HOA, golf-cart friendly. bike to the nearby Pinellas Trail, visit the Crystal Beach fishing pier just blocks away, or hop on your golf cart for stunning direct waterfront sunsets. Fantastic proximity to downtown Palm Harbor, Ozona, Dunedin, Tarpon Springs, the Dunedin Causeway, Honeymoon, Island — with local restaurants nearby and that laid-back coastal vibe. Every day can feel like a vacation when you live on the water. This is a unique chance to own affordable deep-water frontage in Crystal Beach with endless upside and so much old Florida charm. Don’t miss out — schedule your showing today! Must be Cash or a Renovation Loan

The essentials

Built
1955
Price / sqft
$390
On market
195 days
Annual tax
$5,398
Flood zone
AE
Lot
6,564 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
Waterfront
Bayou
6,564 sqft lot
Lot size
1,280 sqft
Living area

Payment

Est. monthly payment
$3,305/mo
Down payment (20%)
$99,880
Property taxes
$450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
6,564 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Bayou
Days on Market
195
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Fire Pit
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,398
Parcel #
35-27-15-19872-023-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal Beach Rev
County
Pinellas
MLS Area
34681 - Crystal Beach
Lot Size
6,564 sqft
Corner LotFlood Insurance RequiredFloodZoneIn CountyUnincorporated

Price history

Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8491909
$499,400-4.8%
$390/sqft
-
Price change
Source: Stellar MLS #TB8491909
$524,400-4.6%
$410/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #TB8491909
$549,400
$429/sqft

Neighborhood

302 Georgia Ave
Crystal Beach, FL, 34681 · 34681 - Crystal Beach

Market insights

Offer Insights

Choose an offer strength

List price: $499,400
$492,500 – $499,400
98.6% – 100% of listTops out right at the list price
80% of listList price
190 of the last 378 home closings in Pinellas County landed at this number or higher (50%). The median one sat 32 days before it went under contract, and this one is on day 195 after a $50,000 cut.

Sample: 378 closed home sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,304/mo
Principal & interest$2,605
Property taxes$450
Insurance$250
Down payment20% · $99,880
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,400

$390 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,280 sq ft

Time on market

195 days

Year built

1955

Monthly payment

About $3,305/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,398 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Bridget BrelandListing data from Stellar MLS, MLS# TB8491909.

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