450 Treasure Island Cswy #102, photo 1
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Overview

1 bd2 ba885 sqftCondominium
TypeCondominium
HOA$816/mo
Built1974
Lot84,039 sqft
Living area885 sqft
Price / sqft$356

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Coffered Ceiling(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostat

450 Treasure Island Cswy #102 is a 1974-built home in Treasure Island Tennis & Yacht Club, Treasure Island. Inside you'll find 1 bedrooms, 2 bathrooms, and 885 square feet of living space. Listed at $315,000 (about $356/sqft), 114 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $816 monthly.

From the listing

One or more photos virtually staged. Priced way below appraised value. Experience elevated coastal living in this fully reimagined, turnkey Treasure Island beach-area condo just steps from the Intracoastal Waterway and the coming soon Yacht Club Marina. This residence features an expansive ~500+/- sq. ft. private outdoor retreat with a covered lanai and open-air courtyard, designed with new concrete, coastal river rock, and privacy fencing for a secluded, resort-style setting. Inside, refined finishes and thoughtful upgrades define the space. The designer kitchen features Level 4 quartz and granite countertops, solid wood cabinetry with soft-close doors and pull-out drawers, a coffered ceiling, and new Gallery-series appliances. The open living area is enhanced by crown molding and waterproof luxury plank flooring throughout. Both bathrooms have been fully renovated with updated cabinetry, tile, fixtures, and finishes. Major system upgrades 2026 include electrical with new panel, updated plumbing, new water heater, HVAC (2022), hurricane-rated impact windows and sliding glass doors, roof 2024. The spacious primary suite offers dual custom closets and an updated en-suite bath. The private outdoor space is ideal for entertaining, al fresco dining, or relaxing in your own coastal retreat. The building is undergoing significant improvements, including new roof, landscaping, interior and exterior paint, updated common areas, hurricane-rated entry/exit doors, and engineered water intrusion protection barriers. Milestone inspection and reserve study completed. Ideally located near award-winning Treasure Island Beach, 1 mile beach boardwalk, waterfront dining, shopping, and the Treasure Bay Golf & Tennis facility with pickleball and a 9-hole course. Downtown St. Petersburg is a short drive, offering fine dining, museums, marinas, waterfront parks, and year-round events. Turnkey, low-maintenance coastal condo living in one of Pinellas County’s most desirable beach communities. Seller offering mortgage buydown.

The essentials

Built
1974
Price / sqft
$356
On market
114 days
Annual tax
$2,332
HOA
$816/mo
Flood zone
AE
Lot
84,039 sqft
Type
Condominium

At a glance

Condo
7 stories · 1974
Waterfront
Intracoastal Waterway
Assigned parking
885 sqft
Living area

Payment

Est. monthly payment
$2,811/mo
Down payment (20%)
$63,000
Property taxes
$194/mo
HOA
$816/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
84,039 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Ground Level, Guest
Waterfront
Intracoastal Waterway, Marina in Community
Days on Market
114
Coffered Ceiling(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Private Entrance
Private Yard
Storage
Buyer Approval Required
Irrigation-reclaimed Water
Street Lights
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$2,332
Parcel #
24-31-15-91953-000-1020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Treasure Island Tennis & Yacht Club
County
Pinellas
MLS Area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Lot Size
84,039 sqft
HOA
$816/mo
ASSOCIA MGT Monica Beltran

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #TB8492122
$315,000-4.1%
$356/sqft
6/20/2026
Listed for sale
Source: Stellar MLS #TB8492122
$328,500
$371/sqft

Neighborhood

450 Treasure Island Cswy #102
Treasure Island, FL, 33706 · 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$305,000 – $315,000
96.8% – 100% of listTops out right at the list price
80% of listList price
81 of the last 161 condo closings in 33706 landed at this number or higher (50%). The median one sat 65 days before it went under contract, and this one is on day 114 after a $13,500 cut.

Sample: 161 closed condo sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,811/mo
Principal & interest$1,643
Property taxes$194
Insurance$158
HOA$816
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$356 per sq ft

Beds and baths

1 beds, 2 baths

Size

885 sq ft

Time on market

114 days

Year built

1974

Monthly payment

About $2,811/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,332 annual tax bill, insurance, and the $816/mo HOA fee.

HOA fee

$816/mo

Managed by ASSOCIA MGT Monica Beltran.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Jamie Smith PAListing data from Stellar MLS, MLS# TB8492122.

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