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About this home
5056 Ruby Flats Dr is a 2007-built home in Valencia Lakes, Wimauma. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,795 square feet of living space. Listed at $599,000 (about $214/sqft), 193 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,770 quarterly.
Some homes offer beautiful views. Others offer an exceptional lifestyle. This remarkable residence in the 55+ Valencia Lakes delivers both. Perfectly positioned on one of the community's most desirable pie-shaped waterfront homesites, this south-facing property captures panoramic lake views while overlooking the community center. Its ideal orientation creates the perfect balance, allowing the pool and lanai to enjoy sunshine throughout the day while helping the interior remain naturally comfortable with limited direct afternoon sun. A beautifully maintained tile roof, paver driveway, and charming tropical courtyard create an inviting first impression. This home has also been thoughtfully updated for peace of mind, with two brand-new A/C systems (both interior and exterior units): one installed September 2025, the second installed July 2026. Both are backed by a transferable 10-year warranty, giving the new owner years of worry-free comfort. Step inside and your attention is immediately drawn beyond the expansive living spaces to sparkling water views and the spectacular screened lanai, where a sport-style pool becomes the centerpiece of everyday living and entertaining. This thoughtfully planned residence offers two spacious bedroom suites, two-and-a-half baths, and a versatile den. The split-bedroom floor plan provides privacy for owners and guests alike, while the open-concept design creates an effortless flow between the kitchen, dining area, and great room. Triple tray ceilings, crown molding, upgraded lighting, and custom built-ins add timeless character throughout. The kitchen serves as the heart of the home, offering upgraded cabinetry with custom pull-out storage, two built-in double ovens, two refrigerators, workspace, and a sunny breakfast nook overlooking the lake, a peaceful setting to begin each morning. Just outside, a propane system supplies the gas grill, fire pits, and pool and jacuzzi heater, making outdoor entertaining effortless year-round. Privately situated at the rear of the home, the owner's retreat embraces the waterfront setting with beautiful lake views, direct access to the lanai, and dual custom walk-in closets. The spacious en-suite bath features separate vanities, a dedicated makeup station, and an expansive wall of mirrors. Across the home, the guest suite offers its own private bath. The flexible den easily serves as a home office, hobby room, fitness space, or potential third bedroom. Life in Valencia Lakes extends far beyond your front door. Residents enjoy a resort-inspired lifestyle centered around a 40,000-square-foot clubhouse and 40-acre waterfront recreation complex featuring resort and lap pools, tennis, pickleball, bocce, basketball, a fitness center, dog park, baseball field, community garden, and RV and boat storage. More than 100 acres of preserved natural landscape provide scenic beauty and abundant wildlife, while clubs, social events, and activities foster an active community. An on-site café serving breakfast, lunch, dinner, and seasonal specials adds convenience to everyday living. Furniture, including all patio furniture and grill, may be purchased separately and is negotiable. Ideally located with easy access to Tampa, St. Petersburg, Sarasota, championship golf, shopping, dining, and Tampa International Airport, this exceptional home offers one of Valencia Lakes' premier waterfront settings and the opportunity to enjoy one of Florida's most sought-after 55+ resort communities.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,000
$214 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,795 sq ft
Time on market
193 days
Year built
2007
Monthly payment
About $4,606/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,110 annual tax bill, insurance, and the $1,770/qtr HOA fee.
HOA fee
$1,770/qtr
Managed by Valencia Lakes Poa Inc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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