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Overview

3 bd3 ba2,795 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,770/qtr
Built2007
Lot8,871 sqft
Living area2,795 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

5056 Ruby Flats Dr is a 2007-built home in Valencia Lakes, Wimauma. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,795 square feet of living space. Listed at $599,000 (about $214/sqft), 193 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,770 quarterly.

From the listing

Some homes offer beautiful views. Others offer an exceptional lifestyle. This remarkable residence in the 55+ Valencia Lakes delivers both. Perfectly positioned on one of the community's most desirable pie-shaped waterfront homesites, this south-facing property captures panoramic lake views while overlooking the community center. Its ideal orientation creates the perfect balance, allowing the pool and lanai to enjoy sunshine throughout the day while helping the interior remain naturally comfortable with limited direct afternoon sun. A beautifully maintained tile roof, paver driveway, and charming tropical courtyard create an inviting first impression. This home has also been thoughtfully updated for peace of mind, with two brand-new A/C systems (both interior and exterior units): one installed September 2025, the second installed July 2026. Both are backed by a transferable 10-year warranty, giving the new owner years of worry-free comfort. Step inside and your attention is immediately drawn beyond the expansive living spaces to sparkling water views and the spectacular screened lanai, where a sport-style pool becomes the centerpiece of everyday living and entertaining. This thoughtfully planned residence offers two spacious bedroom suites, two-and-a-half baths, and a versatile den. The split-bedroom floor plan provides privacy for owners and guests alike, while the open-concept design creates an effortless flow between the kitchen, dining area, and great room. Triple tray ceilings, crown molding, upgraded lighting, and custom built-ins add timeless character throughout. The kitchen serves as the heart of the home, offering upgraded cabinetry with custom pull-out storage, two built-in double ovens, two refrigerators, workspace, and a sunny breakfast nook overlooking the lake, a peaceful setting to begin each morning. Just outside, a propane system supplies the gas grill, fire pits, and pool and jacuzzi heater, making outdoor entertaining effortless year-round. Privately situated at the rear of the home, the owner's retreat embraces the waterfront setting with beautiful lake views, direct access to the lanai, and dual custom walk-in closets. The spacious en-suite bath features separate vanities, a dedicated makeup station, and an expansive wall of mirrors. Across the home, the guest suite offers its own private bath. The flexible den easily serves as a home office, hobby room, fitness space, or potential third bedroom. Life in Valencia Lakes extends far beyond your front door. Residents enjoy a resort-inspired lifestyle centered around a 40,000-square-foot clubhouse and 40-acre waterfront recreation complex featuring resort and lap pools, tennis, pickleball, bocce, basketball, a fitness center, dog park, baseball field, community garden, and RV and boat storage. More than 100 acres of preserved natural landscape provide scenic beauty and abundant wildlife, while clubs, social events, and activities foster an active community. An on-site café serving breakfast, lunch, dinner, and seasonal specials adds convenience to everyday living. Furniture, including all patio furniture and grill, may be purchased separately and is negotiable. Ideally located with easy access to Tampa, St. Petersburg, Sarasota, championship golf, shopping, dining, and Tampa International Airport, this exceptional home offers one of Valencia Lakes' premier waterfront settings and the opportunity to enjoy one of Florida's most sought-after 55+ resort communities.

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The essentials

Built
2007
Price / sqft
$214
On market
193 days
Annual tax
$7,110
HOA
$1,770/qtr
Flood zone
X · Low risk
Lot
8,871 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Lake Front
Private pool
Gunite
2 car garage
Driveway
8,871 sqft lot
Lot size

Payment

Est. monthly payment
$4,606/mo
Down payment (20%)
$119,800
Property taxes
$593/mo
HOA
$1,770/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
8,871 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Lighting, Screen Enclosure, Tile
Waterfront
Lake Front
Days on Market
193
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Courtyard
Private Mailbox
Sidewalk
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
Park
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,110
Parcel #
U-32-31-20-923-000000-00042.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Valencia Lakes
County
Hillsborough
MLS Area
33598 - Wimauma
Lot Size
8,871 sqft
LandscapedLevelSidewalkPavedPrivate
HOA
$1,770/qtr
Valencia Lakes Poa Inc

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8492996
$599,000-7.8%
$214/sqft
-
Price change
Source: Stellar MLS #TB8492996
$650,000-21.2%
$233/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #TB8492996
$825,000+38.5%
$295/sqft
1/30/2007
Sold
Source: Hillsborough County Public Record
$595,600
$213/sqft

Neighborhood

5056 Ruby Flats Dr
Wimauma, FL, 33598 · 33598 - Wimauma

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$595,000 – $599,000
99.5% – 100% of listTops out right at the list price
80% of listList price
186 of the last 282 home closings in 33598 landed at this number or higher (66%). The median one sat 50 days before it went under contract, and this one is on day 193 after a $226,000 cut.

Sample: 282 closed home sales in 33598 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,606/mo
Principal & interest$3,124
Property taxes$593
Insurance$300
HOA$590
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$214 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,795 sq ft

Time on market

193 days

Year built

2007

Monthly payment

About $4,606/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,110 annual tax bill, insurance, and the $1,770/qtr HOA fee.

HOA fee

$1,770/qtr

Managed by Valencia Lakes Poa Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Brenda WadeListing data from Stellar MLS, MLS# TB8492996.

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