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About this home
317 12th Ave is a home in Indian Beach Re-revised 1st Add, Indian Rocks Beach. Flood zone AE - confirm flood insurance requirements with your lender.
Exceptional waterfront redevelopment opportunity in the heart of Indian Rocks Beach. Cleared and ready for your vision, this prime 6,800+ sq ft Intracoastal lot offers the ideal setting to build a luxury coastal residence in one of Pinellas County’s most sought-after beach communities. With direct water access and a private dock already in place, future owners can enjoy boating, kayaking, paddleboarding, and fishing right from their backyard. Whether you’re a builder looking for your next standout project or an investor seeking a high-demand waterfront location, the possibilities here are undeniable. Situated on the golf cart-friendly streets of IRB, this property offers the laid-back beach lifestyle buyers are searching for, with convenient access to local restaurants, shops, and designated golf cart parking throughout town. Just moments from public beach access and miles of Gulf coastline, the location blends waterfront living with walkable beach-town charm. Nearby Kolb Park adds even more appeal with tennis and pickleball courts, a skate park, playground, basketball court, and community ball fields. Zoned for top-rated schools and ideally positioned with easy access to Tampa, St. Petersburg, and two international airports, this is a rare chance to secure a premium waterfront homesite in a high-demand redevelopment corridor.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$895,000
Time on market
194 days
Monthly payment
About $6,112/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,954 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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