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About this home
0 Muddy Water Trl is a home in Unplatted, Thonotosassa. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 0 Muddy Water Trail — ideally located in Hillsborough County with convenient access to both Tampa and Orlando. This 1.56-acre lot offers privacy, flexibility, and a peaceful natural setting, backing up to conservation land so you’ll always enjoy added privacy behind your future home. Currently the property takes on water and will require a wetland delineation when you want to build and fill dirt even though it is NOT in Hillsborough county flood zone. Partially cleared and ready for your vision, this deep lot is ideal for a mobile home or custom-built home. Agricultural zoning allows for 1 home per acre with low property taxes and plenty of room to spread out. Located in an X Flood Zone (no flood insurance required). Electric is available at the street, and the area supports well and septic. No HOA or CDD restrictions — build on your timeline. This is one of the last remaining ungraded lots on the street, with recent development and permits pulled nearby showing continued growth in the area. Enjoy the outdoors just minutes from Hillsborough River State Park, offering canoeing, kayaking, hiking trails, and nature activities, while still being approximately 30 minutes to Downtown Tampa. Rare opportunity to own acreage at an affordable price point — perfect for building now or holding as an investment. Seller financing available.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$55,000
Time on market
190 days
Monthly payment
About $444/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,550 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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