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Overview

2 bd2 ba1,226 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot6,704 sqft
Living area1,226 sqft
Price / sqft$342
Garage1 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsStone CountersThermostatCourtyardLighting

51 Cypress Dr is a 1976-built home in Lake Shore Estates 3rd Add, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,226 square feet of living space. Listed at $419,900 (about $342/sqft), 172 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Boaters dream! Set on a peaceful waterfront lot in Lake Shore Estates, this updated 2-bedroom, 2-bath home offers a rare blend of style, flexibility, and direct access to Lake Tarpon. Inside, luxury vinyl flooring runs throughout the main living areas, creating a clean, low-maintenance feel, while the upgraded kitchen features stainless steel appliances, leathered granite countertops, and ample cabinetry. The primary suite includes a private bath and French doors that open to the back deck, seamlessly connecting indoor and outdoor living. The backyard is designed for relaxation and entertaining, with an expansive deck, above-ground pool, and direct water access for boating, fishing, or simply enjoying the view. Mature landscaping adds privacy, and with no HOA, the property offers freedom for full-time living, seasonal use, or short-term rental income. Conveniently located near shopping, dining, Gulf beaches, and a short drive to Tampa and Innisbrook Golf Resort, this is a well-positioned home that works equally well as a residence or investment opportunity—offered fully furnished for immediate enjoyment or turnkey rental potential.

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The essentials

Built
1976
Price / sqft
$342
On market
172 days
Annual tax
$6,347
Flood zone
AE
Lot
6,704 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Waterfront
Canal - Freshwater
Private pool
Above Ground
1 car garage
Driveway
6,704 sqft lot
Lot size

Payment

Est. monthly payment
$2,929/mo
Down payment (20%)
$83,980
Property taxes
$529/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
6,704 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Above Ground, Deck
Waterfront
Canal - Freshwater
Days on Market
172
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Courtyard
Lighting
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$6,347
Parcel #
30-27-16-48546-000-0510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Shore Estates 3rd Add
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,704 sqft
Flood Insurance Required

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8500235
$419,900-1.2%
$342/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #TB8500235
$424,900
$347/sqft

Neighborhood

51 Cypress Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $419,900
$412,500 – $419,900
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 172 after a $5,000 cut.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,929/mo
Principal & interest$2,190
Property taxes$529
Insurance$210
Down payment20% · $83,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,900

$342 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,226 sq ft

Time on market

172 days

Year built

1976

Monthly payment

About $2,929/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,347 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Christina PaolilloListing data from Stellar MLS, MLS# TB8500235.

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