220 W Fern St, photo 1
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Overview

2 bd1 ba1,032 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1925
Lot6,100 sqft
Living area1,032 sqft
Price / sqft$328
Garage1 car

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Saturday, Oct 17 · 1:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Living Room/Dining Room ComboDryerRangeRefrigeratorWasher

220 W Fern St is a 1925-built home in North Park Annex, Tampa. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,032 square feet of living space. Listed at $339,000 (about $328/sqft), 174 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price Improvement!!! Come see this charming two bedroom, one bathroom bungalow in the highly sought-after Seminole Heights neighborhood, known for its historic character and vibrant local scene. This inviting home blends timeless charm with everyday comfort, featuring original wood flooring in the living and dining rooms, a cozy fireplace, plantation shutters and plenty of natural light throughout. The kitchen offers a warm, rustic feel with Saltillo tile flooring, oak cabinetry, and a bright breakfast nook that overlooks the backyard the perfect spot for morning coffee or casual meals. Both bedrooms are generously sized, and the full bathroom is conveniently located to serve the home’s layout. Step outside to a spacious rear deck designed for entertaining, complete with room for outdoor dining and relaxing. The backyard offers a peaceful, private setting with a charming koi pond that adds to the tranquil atmosphere, the perfect space to unwind or host guests. A detached building adds flexibility with potential for storage, a hobby space, or easily converted into a workshop, game room, studio, or home office to suit your needs. The oversized paved driveway provides ample parking, a rare find in the area. Recent updates include new (interior) plumbing(2026), roof replaced (2019) and termite coverage and warranty (transferable). Be part of an established community with local restaurants, breweries, shopping, libraries, schools, parks (including riverfront Epps Park and Henry and Ola park) and art studios. Seminole Heights is conveniently located in central Tampa with a quick commute to downtown Tampa, hospitals, universities, professional sports venues and easy access to interstates. Make your appointment for a private showing today!

The essentials

Built
1925
Price / sqft
$328
On market
174 days
Annual tax
$851
Flood zone
X · Low risk
Lot
6,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 1925
1 car garage
6,100 sqft lot
Lot size
1,032 sqft
Living area

Payment

Est. monthly payment
$2,008/mo
Down payment (20%)
$67,800
Property taxes
$71/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1925
Lot
6,100 sqft
Cooling
Central Air
Heating
Central, Electric, Gas
Parking
-
Days on Market
174
Ceiling Fans(s)
Living Room/Dining Room Combo
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$851
Parcel #
A-36-28-18-4FB-000000-00488.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Park Annex
County
Hillsborough
MLS Area
33604 - Tampa / Sulphur Springs
Lot Size
6,100 sqft

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8500668
$339,000-3.1%
$328/sqft
-
Price change
Source: Stellar MLS #TB8500668
$349,900-1.2%
$339/sqft
4/23/2026
Listed for sale
Source: Stellar MLS #TB8500668
$354,000+339.8%
$343/sqft
4/1/1999
Sold
Source: Hillsborough County Public Record
$80,500
$78/sqft

Neighborhood

220 W Fern St
Tampa, FL, 33604 · 33604 - Tampa / Sulphur Springs

Market insights

Offer Insights

Choose an offer strength

List price: $339,000
$337,500 – $339,000
99.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 271 home closings in 33604 landed at this number or higher (58%). The median one sat 36 days before it went under contract, and this one is on day 174 after a $15,000 cut.

Sample: 271 closed home sales in 33604 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,008/mo
Principal & interest$1,768
Property taxes$71
Insurance$170
Down payment20% · $67,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,000

$328 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,032 sq ft

Time on market

174 days

Year built

1925

Monthly payment

About $2,008/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $851 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFRANK ALBERT REALTYListing agent: Randall HeffernanListing data from Stellar MLS, MLS# TB8500668.

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