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Overview

4 bd3 ba1,554 sqftSingle Family
TypeSingle Family
HOANone listed
Built1922
Lot5,457 sqft
Living area1,554 sqft
Price / sqft$257

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostat

1220 E Emma St is a 1922-built home in Nebraska Heights, Tampa. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,554 square feet of living space. Listed at $399,000 (about $257/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Newly improved price — this home is priced to sell! Don't miss this charming updated 1920s Bungalow in the heart of Southeast Seminole Heights, set on a beautiful tree-lined street in one of Tampa's most established historic neighborhoods. The main house is a 3/2 with an open floor plan where the living room, dining room, and kitchen all flow together seamlessly. The kitchen features stainless steel appliances, solid wood cabinets, and granite countertops. Out back, a spacious detached 1/1 apartment offers the perfect setup for working from home or generating additional income, and sellers will replace the ADU roof, giving buyers added peace of mind. Mature landscaping frames the spacious front porch, while the backyard is made for entertaining with paver hardscape, a built-in mosquito fogging system for comfortable evenings outdoors, and a storage shed for tools and bikes. You're just minutes from Downtown Tampa with quick access to the interstate, close to favorite local spots like Duff's Famous Wings and Independent Bar & Cafe, and within walking distance of Ragan Park and Giddens Park. Grocery stores and shopping are close by as well. Whether you're a first-time buyer, a growing household in need of more space, or an investor, this Southeast Seminole Heights gem checks all the boxes.

The essentials

Built
1922
Price / sqft
$257
On market
172 days
Annual tax
$8,125
Flood zone
X · Low risk
Lot
5,457 sqft
Type
Single Family Residence

At a glance

Single family
Built 1922
5,457 sqft lot
Lot size
1,554 sqft
Living area

Payment

Est. monthly payment
$2,958/mo
Down payment (20%)
$79,800
Property taxes
$677/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1922
Lot
5,457 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric
Parking
Driveway
Days on Market
172
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Misting System
Permeable Paving
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$8,125
Parcel #
A-06-29-19-4L9-000007-00020.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Nebraska Heights
County
Hillsborough
MLS Area
33603 - Tampa / Seminole Heights
Lot Size
5,457 sqft

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8500913
$399,000-6.0%
$257/sqft
-
Price change
Source: Stellar MLS #TB8500913
$424,500-13.2%
$273/sqft
4/23/2026
Listed for sale
Source: Stellar MLS #TB8500913
$489,000+117.4%
$315/sqft
6/17/2016
Sold
Source: Hillsborough County Public Record
$224,900
$145/sqft

Neighborhood

1220 E Emma St
Tampa, FL, 33603 · 33603 - Tampa / Seminole Heights

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$395,000 – $399,000
99.2% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33603 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 172 after a $90,000 cut.

Sample: 150 closed home sales in 33603 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,958/mo
Principal & interest$2,081
Property taxes$677
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$257 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,554 sq ft

Time on market

172 days

Year built

1922

Monthly payment

About $2,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,125 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOMBARDO TEAM REAL ESTATE LLCListing agent: Garland DavisListing data from Stellar MLS, MLS# TB8500913.

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