5182 Creek Sand Dr, photo 1
Pending
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Overview

4 bd3 ba2,733 sqft2 car garageSingle Family
TypeSingle Family
HOA$158/yr
Built2026
Lot6,000 sqft
Living area2,733 sqft
Price / sqft$205
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSET
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Built-in FeaturesIN Wall Pest SystemOpen FloorplanPrimarybedroom UpstairsStone CountersThermostatHurricane ShuttersRain Gutters

5182 Creek Sand Dr is a 2026-built home in Waterset, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,733 square feet of living space. Listed at $559,990 (about $205/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.

From the listing

Welcome to The Bradson by David Weekley Homes, a beautifully crafted two-story home offering 2,733 square feet of well-designed living space. This home features 4 bedrooms, 3 full bathrooms, an enclosed study, and a 2-car garage—perfect for today’s flexible lifestyle. Inside, you’ll find stylish upgrades including a gourmet kitchen with a vent hood, quartz countertops, and laminate flooring throughout the main living areas. The open-concept family room is filled with natural light from expansive 12’ sliding glass doors, creating a seamless indoor-outdoor flow. The Owner’s Retreat provides a private escape with a spa-inspired Super Shower. Enjoy the Waterset lifestyle—one of Apollo Beach’s most desirable master-planned communities offering an unmatched amenity package. Residents have access to multiple resort-style pools, clubhouses, state-of-the-art fitness centers, pickleball and sports courts, playgrounds, dog parks, and miles of scenic walking and biking trails. With a full calendar of community events, nearby top-rated schools, and convenient access to Tampa, shopping, and dining, Waterset delivers both connection and convenience. Combining thoughtful design, modern finishes, and an exceptional community setting, The Bradson offers the best of Florida living. Built by David Weekley Homes and backed by a 1-2-10 year warranty, this home delivers quality, comfort, and peace of mind in one of Apollo Beach’s most desirable communities. **This property offers a limited-time interest rate incentive.

The essentials

Built
2026
Price / sqft
$205
On market
172 days
Annual tax
$7,500
HOA
$158/yr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,000 sqft lot
Lot size
2,733 sqft
Living area

Payment

Est. monthly payment
$3,839/mo
Down payment (20%)
$111,998
Property taxes
$625/mo
HOA
$158/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Built-in Features
IN Wall Pest System
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Hurricane Shutters
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,500
Parcel #
U-34-31-19-D4K-000025-00009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterset
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,000 sqft
HOA
$158/yr
Castle Group

Price history

Date
Event
Price
10/9/2026
Pending sale
Source: Stellar MLS #TB8501851
$559,990
$205/sqft
9/25/2026
Price change
Source: Stellar MLS #TB8501851
$559,990-0.9%
$205/sqft
-
Price change
Source: Stellar MLS #TB8501851
$564,990-0.5%
$207/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #TB8501851
$567,670
$208/sqft

Neighborhood

5182 Creek Sand Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $559,990
$555,000 – $559,990
98.9% – 100% of listTops out right at the list price
80% of listList price
162 of the last 322 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 172 after a $7,680 cut.

Sample: 322 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,839/mo
Principal & interest$2,921
Property taxes$625
Insurance$280
HOA$13
Down payment20% · $111,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$559,990

$205 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,733 sq ft

Time on market

172 days

Year built

2026

Monthly payment

About $3,839/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,500 annual tax bill, insurance, and the $158/yr HOA fee.

HOA fee

$158/yr

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEEKLEY HOMES REALTY COMPANYListing agent: Robert St. PierreListing data from Stellar MLS, MLS# TB8501851.

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