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Overview

3 bd3 ba2,344 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot10,000 sqft
Living area2,344 sqft
Price / sqft$164
Garage2 car

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About this home

Ceiling Fans(s)DryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

3483 Charmwood Ave is a 2005-built home in Spring Hill, Spring Hill. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,344 square feet of living space. Listed at $384,900 (about $164/sqft), 170 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOCATION • SPACE • FREEDOM — NO HOA, NO CDD, LOW TAXES! This is the one that makes you stop scrolling. A home where space, light, and flexibility come together to create something truly special. Officially a 3-bedroom, 3-bath home public records, yet currently configured and functioning as a spacious 5-bedroom residence—perfect for large families, guests, or multi-generational living. From the moment you walk in, you’ll feel it—natural light pouring in, open spaces that invite connection, and a layout designed to live, grow, and create unforgettable memories. The flexible floor plan includes a large bedroom on the first floor and four additional rooms upstairs, including a perfect setup for a private in-law suite, home office, or income-producing opportunity. Now step outside… and this is where it becomes unforgettable. A large above-ground pool ready for summer days, weekend gatherings, and celebrations with family and friends. Big lanai, expansive backyard, and plenty of front yard space—this is your private outdoor retreat with room to dream, entertain, and enjoy life without limits. Bring your cars, your toys, your vision. Major upgrade: brand-new septic system (2025), providing peace of mind and long-term value. Location? Exactly where you want to be: Close to shopping, restaurants, and everyday essentials Near medical centers and healthcare facilities Approx. 45–50 minutes to Tampa Approx. 50–60 minutes to Tampa International Airport Approx. 60–70 minutes to Clearwater Beach Quick access to the Suncoast Parkway Opportunities like this don’t come often—a home with this much space, flexibility, and freedom is not just a place to live… it’s a lifestyle and a smart investment. Schedule your showing today before someone else claims it.

The essentials

Built
2005
Price / sqft
$164
On market
170 days
Annual tax
$4,975
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Above Ground
2 car garage
Covered
10,000 sqft lot
Lot size
2,344 sqft
Living area

Payment

Est. monthly payment
$2,614/mo
Down payment (20%)
$76,980
Property taxes
$415/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway
Pool
Above Ground
Days on Market
170
Ceiling Fans(s)
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
J.D. Floyd Elementary School
Middle
Fox Chapel Middle School
High
Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,975
Parcel #
R32-323-17-5160-0995-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
10,000 sqft
Oversized Lot

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8502224
$384,900-1.3%
$164/sqft
-
Price change
Source: Stellar MLS #TB8502224
$389,900-2.5%
$166/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #TB8502224
$399,900+18.3%
$171/sqft
6/7/2023
Sold
Source: Hernando County Public Record
$338,000
$144/sqft

Neighborhood

3483 Charmwood Ave
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $384,900
$382,500 – $384,900
99.5% – 100% of listTops out right at the list price
80% of listList price
197 of the last 372 home closings in 34609 landed at this number or higher (53%). The median one sat 33 days before it went under contract, and this one is on day 170 after a $15,000 cut.

Sample: 372 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,614/mo
Principal & interest$2,007
Property taxes$415
Insurance$192
Down payment20% · $76,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,900

$164 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,344 sq ft

Time on market

170 days

Year built

2005

Monthly payment

About $2,614/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,975 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Pedro Luna, PAListing data from Stellar MLS, MLS# TB8502224.

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