4805 Kingston Cir, photo 1
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Overview

3 bd2 ba1,381 sqft2 car garageSingle Family
TypeSingle Family
HOA$455/yr
Built1990
Lot5,227 sqft
Living area1,381 sqft
Price / sqft$253
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatPrivate MailboxRain GuttersSidewalkPlayground

4805 Kingston Cir is a 1990-built home in Montego Bay, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,381 square feet of living space. Listed at $350,000 (about $253/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $455 annually.

From the listing

One or more photo(s) has been virtually staged. SELLER IS OFFERING $2,500 TOWARDS BUYER'S CLOSING COSTS! Beautiful Kissimmee Home Perfect as a Residence, Vacation Retreat, or Short-Term Rental! Welcome to this beautifully remodeled, three-bedroom, two-bathroom home, located in the Montego Bay neighborhood of Kissimmee. This spacious residence features an open floor plan filled with natural light, a thoughtfully designed kitchen with stainless steel appliances included, and plenty of storage space. Additionally, generously sized bedrooms and bathrooms, with modern finishes and lots of space for family or guests. The main highlight of the home is the screened-in private pool and spa and outside space, which is the perfect setting for relaxation and outdoor enjoyment. Whether you’re seeking a primary residence or an income producing investment, this property is well suited for short-term rentals and is conveniently located only minutes from Walt Disney World, Universal Studios, SeaWorld, world class shopping, dining, and major highways. Located in the sought-after Montego Bay community, residents enjoy resort style amenities including a sparkling pool, tennis and basketball courts, walking and biking trails, and a community park. This is a rare opportunity to own a move in ready home in one of Kissimmee’s most desirable neighborhoods. ROOF 2019. Take advantage of this fantastic opportunity by making an appointment for a showing right away!

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The essentials

Built
1990
Price / sqft
$253
On market
172 days
Annual tax
$4,766
HOA
$455/yr
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
In Ground
2 car garage
Driveway
5,227 sqft lot
Lot size
1,381 sqft
Living area

Payment

Est. monthly payment
$2,435/mo
Down payment (20%)
$70,000
Property taxes
$397/mo
HOA
$455/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
5,227 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
In Ground
Days on Market
172
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Private Mailbox
Rain Gutters
Sidewalk
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Island Village Elementary School
Middle
Celebration K-8
High
Poinciana High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,766
Parcel #
11-25-28-4180-0001-1770

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Montego Bay
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
5,227 sqft
HOA
$455/yr
Montego Bay HOA

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8502258
$350,000-1.4%
$253/sqft
-
Price change
Source: Stellar MLS #TB8502258
$354,900-6.6%
$257/sqft
4/26/2026
Listed for sale
Source: Stellar MLS #TB8502258
$380,000
$275/sqft

Neighborhood

4805 Kingston Cir
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
191 of the last 357 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 172 after a $30,000 cut.

Sample: 357 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,436/mo
Principal & interest$1,825
Property taxes$397
Insurance$175
HOA$38
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$253 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,381 sq ft

Time on market

172 days

Year built

1990

Monthly payment

About $2,435/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,766 annual tax bill, insurance, and the $455/yr HOA fee.

HOA fee

$455/yr

Managed by Montego Bay HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Priscila SilvaListing data from Stellar MLS, MLS# TB8502258.

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