13095 Gulf Ln, photo 1
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Overview

2 bd2 ba1,404 sqftSingle Family
TypeSingle Family
HOANone listed
Built1947
Lot1,559 sqft
Living area1,404 sqft
Price / sqft$598

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

13095 Gulf Ln is a 1947-built home in Mitchells Beach Rev, Madeira Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,404 square feet of living space. Listed at $839,000 (about $598/sqft), 176 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Turnkey beachside investment opportunity with sought after zoning that allows for nightly vacation rentals. Located literally just steps from the powder white sands of the Gulf, this fully furnished 2 bedroom plus loft, 2 bath coastal retreat is ideally positioned for both strong rental performance and personal enjoyment. A brick paver walkway leads to the home’s welcoming front patio, which is surrounded by charming landscaping. Adirondack seating and a fire pit create the perfect setting to relax and unwind after a day at the beach, setting the tone for the coastal lifestyle this property offers. A spacious storage shed keeps all your beach gear and toys organized, and an outdoor shower adds convenience after enjoying the sand and surf. Upon entry, the first floor features the kitchen and dining area, complete with white shaker cabinetry, quartz countertops, GE stainless steel appliance package including a counter-depth French door refrigerator, recessed lighting, and a stylish coffee bar with open shelving. This level also includes a bedroom, a beautifully updated full bathroom with a tiled walk-in shower and frameless glass enclosure, and a convenient washer and dryer. The second floor serves as the main living space, showcasing vaulted ceilings, abundant natural light, and a comfortable gathering area. An enclosed loft on this level provides valuable additional sleeping or flex space, along with a second fully updated bathroom featuring a tiled walk-in shower and frameless glass door. The third floor offers a spacious bedroom, creating a private retreat for guests and separating sleeping areas for larger groups. This thoughtfully designed three level home comfortably sleeps 7 and is ideal for maximizing guest occupancy. The home has been upgraded with luxury vinyl plank flooring throughout the first and second floors and plantation shutters throughout, delivering a clean, coastal aesthetic that is both stylish and durable for short term rental use. A metal roof and newly sealed flat roof section adds long term value, durability, and peace of mind for owners.The property also offers ample parking, a rare and valuable feature for vacation rentals in this area. Positioned in one of Tampa Bay's most desirable beachside locations, this property consistently attracts vacationers year round. The ability to rent nightly provides a major advantage for income generation, making this an ideal opportunity for investors or buyers seeking a beach home that can offset ownership costs. Popular local dining and entertainment options including Mad Beach Cantina and Bamboo Beach Bar are located just across the street, while John’s Pass Village and Boardwalk is also just steps away, offering waterfront dining, shopping, fishing charters, and boating excursions. Additional nearby favorites such as Candy Kitchen, Dockside Dave’s, Daiquiri Deck, and other local hotspots are all within walking distance. Enjoy incredible sunsets just moments from your front door along the Gulf shoreline. Offered fully furnished and beautifully appointed, this is a true plug and play investment ready for immediate use or continued rental.

The essentials

Built
1947
Price / sqft
$598
On market
176 days
Annual tax
$10,196
Flood zone
AE
Lot
1,559 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1947
Water views
Gulf/Ocean - Partial
1,559 sqft lot
Lot size
1,404 sqft
Living area

Payment

Est. monthly payment
$5,645/mo
Down payment (20%)
$167,800
Property taxes
$850/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1947
Lot
1,559 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Guest, Parking Pad
Days on Market
176
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Outdoor Shower
Storage
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Orange Grove Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$10,196
Parcel #
15-31-15-58320-004-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mitchells Beach Rev
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
1,559 sqft
FloodZoneCity LimitsNear Public TransitPaved

Price history

Date
Event
Price
7/26/2026
Price change
Source: Stellar MLS #TB8502493
$839,000-1.2%
$598/sqft
-
Price change
Source: Stellar MLS #TB8502493
$849,000-14.7%
$605/sqft
4/20/2026
Listed for sale
Source: Stellar MLS #TB8502493
$995,000
$709/sqft

Neighborhood

13095 Gulf Ln
Madeira Beach, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $839,000
$800,000 – $839,000
95.3% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 33708 landed at this number or higher (50%). The median one sat 70 days before it went under contract, and this one is on day 176 after a $156,000 cut.

Sample: 141 closed home sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,645/mo
Principal & interest$4,376
Property taxes$850
Insurance$420
Down payment20% · $167,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$839,000

$598 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,404 sq ft

Time on market

176 days

Year built

1947

Monthly payment

About $5,645/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,196 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byWESTWARD REAL ESTATEListing agent: John Pestalozzi Jr LLCListing data from Stellar MLS, MLS# TB8502493.

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