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Overview

3 bd2 ba2,542 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built2003
Lot12,131 sqft
Living area2,542 sqft
Price / sqft$295
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingDry BarHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

11870 W Waterway Dr is a 2003-built home in Riverhaven Village Rep, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,542 square feet of living space. Listed at $749,000 (about $295/sqft), 168 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $180 annually.

From the listing

Virtually Staged. STUNNING WATERFRONT LIVING - EXCITING NEW IMPROVEMENTS, SAME GREAT PRICE! This exceptional waterfront home offers impressive curb appeal, a spacious open-concept split floor plan, newer high-end appliances & on-demand gas water heater. The sellers are investing in NEW ENHANCEMENTS to elevate this waterfront property's appeal, without increasing the asking price! Dock area improvements include 7 new pilings for the boat lift & walkway, along with a new composite walkway for added durability. Two privacy pool walls are being removed & expanding the screened enclosure to create a more open outdoor living space designed to showcase the water views. Enjoy beautiful waterfront views from the living room, primary bedroom & pool. If you think you've seen this home before, you haven't - IT'S TIME FOR A SECOND LOOK! This coastal luxury home in Riverhaven Village, is perfectly positioned along the scenic Grand Canal, where every day feels like a waterfront getaway. The home has NEVER FLOODED inside, offering added peace of mind. From the moment you arrive, modern coastal design shines with stone accents, a paver driveway, a new roof (2024), & fresh exterior paint. Inside features luxury vinyl plank flooring throughout, a beautiful dining area, a striking stone-accented electric fireplace & island wall, refreshed bathrooms, & thoughtfully designed layout that feels both upscale & inviting. The stunning luxury kitchen features sleek quartz countertops, a gorgeous herringbone backsplash, & newer Samsung Bespoke appliances, including a gas range. Start your day at the dedicated coffee bar in the butler's pantry. The spacious primary suite offers room for a comfortable sitting area, dual walk-in closets, & direct access to the pool. The ensuite bath is designed for relaxation, featuring a soaking tub, walk-in shower, dual vanities & a private water closet. Outside, enjoy the screened-in pool, complete with a new pool heater & convenient pool bath access. Fire up the grill, dine al fresco, & take in breathtaking sunset views from the composite deck overlooking the canal. Boating enthusiasts will appreciate the dock, 10,000-Lb boat lift, & direct access to the Homosassa River & Gulf, making fishing trips, scalloping adventures, & sunset cruises part of everyday life. With the new improvements, this waterfront setting offers even more to appreciate. Riverhaven Village offers a relaxed Florida lifestyle with convenient access to local amenities by boat or golf cart. Optional social membership provides access to community amenities, including a resort-style heated pool, clubhouse, tennis courts, pickleball, & a dog park. Ideally located just minutes from Homosassa Springs, waterfront dining, marinas, & local entertainment, this home offers an exceptional blend of coastal elegance, comfort, & waterfront recreation. The improvements are underway, the waterfront lifestyle awaits, & now is the time to take a fresh look! Schedule your private showing & discover everything this exceptional property has to offer.

The essentials

Built
2003
Price / sqft
$295
On market
168 days
Annual tax
$6,586
HOA
$180/yr
Flood zone
AE
Lot
12,131 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Waterfront
Canal - Brackish
Private pool
In Ground
2 car garage
0.28 acres
Lot size

Payment

Est. monthly payment
$4,844/mo
Down payment (20%)
$149,800
Property taxes
$549/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
12,131 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
In Ground, Gunite, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
168
Ceiling Fans(s)
Crown Molding
Dry Bar
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Dog Park
Playground
Pool
Tennis Court(s)
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Homosassa Elementary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,586
Parcel #
16E-19S-25-0020-00400-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverhaven Village Rep
County
Citrus
MLS Area
34448 - Homosassa
Lot Size
12,131 sqft
HOA
$180/yr
Lana Schoenauer

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #TB8503376
$749,000-3.2%
$295/sqft
-
Price change
Source: Stellar MLS #TB8503376
$774,000-4.4%
$304/sqft
5/2/2026
Listed for sale
Source: Stellar MLS #TB8503376
$810,000
$319/sqft

Neighborhood

11870 W Waterway Dr
Homosassa, FL, 34448 · 34448 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $749,000
$720,000 – $749,000
95.9% – 100% of listTops out right at the list price
80% of listList price
36 of the last 70 home closings in 34448 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 168 after a $61,000 cut.

Sample: 70 closed home sales in 34448 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,845/mo
Principal & interest$3,906
Property taxes$549
Insurance$375
HOA$15
Down payment20% · $149,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$749,000

$295 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,542 sq ft

Time on market

168 days

Year built

2003

Monthly payment

About $4,844/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,586 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Lana Schoenauer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byERA AMERICAN SUNCOAST REALTYListing agent: Wendy HoffmannListing data from Stellar MLS, MLS# TB8503376.

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