3020 W Santiago St #1, photo 1
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Overview

3 bd5 ba3,699 sqft2 car garageTownhouse
TypeTownhouse
HOA$3,947/mo
Built2024
Lot656 sqft
Living area3,699 sqft
Price / sqft$770
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)ElevatorHigh CeilingsSolid Surface CountersSolid Wood CabinetsStone CountersWalk-in Closet(s)

3020 W Santiago St #1 is a 2024-built home in 3105 Bay Oak Condomimium Lot Th01, Tampa. Inside you'll find 3 bedrooms, 5 bathrooms, and 3,699 square feet of living space. Listed at $2,850,000 (about $770/sqft), 166 days on market. Flood zone x500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $3,947 monthly.

From the listing

Now available, this extraordinary three-story townhome within The Ritz-Carlton Residences, Tampa offers a rare opportunity to own one of the most highly customized residences just moments from iconic Bayshore Boulevard. Encompassing 3,699 square feet, this impeccably designed three-bedroom villa delivers the scale and privacy of a single-family home, paired with the unparalleled service and amenities synonymous with Ritz-Carlton living. The residence includes two dedicated parking spaces, along with 24-hour concierge and valet services. Thoughtfully designed across three levels, the home features four full bathrooms and one powder bath. The third-floor loft serves as a sophisticated entertaining retreat, complete with a Bosch packaged kitchen and bathroom—ideal for hosting or creating a secluded private suite. A private rooftop terrace crowns the residence, showcasing an outdoor kitchen, spa, and sweeping views of Bayshore Boulevard. Enhancing its exclusivity, the home offers direct access from the residence to the resort-style pool deck, seamlessly blending privacy with effortless indoor-outdoor living. The interiors have been meticulously elevated with bespoke finishes, including custom bamboo charcoal wall panels that provide architectural richness while enhancing air quality, insulation, and acoustic comfort. Refined built-in millwork, crafted from humidity-resistant materials, delivers both durability and a flawless, tailored aesthetic throughout. Imported Hisa flooring from Israel lends natural sophistication underfoot, while a sleek bioethanol fireplace creates a warm, modern ambiance. The third-floor kitchenette is appointed with premium Bosch appliances, further elevating the functionality of the entertainment level. Residents enjoy access to curated amenities on the first and second floors, complemented by the legendary Ritz-Carlton service experience—offering a seamless blend of privacy, elevated design, and world-class hospitality.

The essentials

Built
2024
Price / sqft
$770
On market
166 days
Annual tax
$34,409
HOA
$3,947/mo
Flood zone
X500 · Low risk
Lot
656 sqft
Type
Townhouse

At a glance

Townhouse
28 stories · 2024
Community pool
Fitness center too
2 car garage
Valet available
Private balcony
Outdoor space
3,699 sqft
Living area

Payment

Est. monthly payment
$23,103/mo
Down payment (20%)
$570,000
Property taxes
$2,867/mo
HOA
$3,947/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2024
Lot
656 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Off Street, Valet
Days on Market
166
Built-in Features
Cathedral Ceiling(s)
Elevator
High Ceilings
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Wet Bar
Balcony
Courtyard
Dog Run
French Doors
Lighting
Outdoor Grill
Outdoor Kitchen
Private Entrance
Sauna
Sidewalk
Tennis Court(s)
Clubhouse
Dog Park
Fitness Center
Pool
Restaurant
Sidewalks
Wheelchair Access
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Freezer
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Elementary
Roosevelt-HB
Middle
Coleman-HB
High
Plant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x500
Annual Tax (2025)
$34,409
Parcel #
A-34-29-18-D5Q-000000-TH001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
3105 Bay Oak Condomimium Lot Th01
County
Hillsborough
MLS Area
33629 - Tampa / Palma Ceia
Lot Size
656 sqft
HOA
$3,947/mo
Marilyn Gasienica

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #TB8504023
$2,850,000-10.9%
$770/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #TB8504023
$3,199,000+57.7%
$865/sqft
10/22/2024
Sold
Source: Hillsborough County Public Record
$2,028,000
$548/sqft

Neighborhood

3020 W Santiago St #1
Tampa, FL, 33629 · 33629 - Tampa / Palma Ceia

Market insights

Offer Insights

Choose an offer strength

List price: $2,850,000
$2.78M – $2.85M
97.6% – 100% of listTops out right at the list price
80% of listList price
13 of the last 24 townhouse or villa closings in 33629 landed at this number or higher (54%). The median one sat 35 days before it went under contract, and this one is on day 166 after a $349,000 cut.

Sample: 24 closed townhouse or villa sales in 33629 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$23,103/mo
Principal & interest$14,864
Property taxes$2,867
Insurance$1,425
HOA$3,947
Down payment20% · $570,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,850,000

$770 per sq ft

Beds and baths

3 beds, 5 baths

Size

3,699 sq ft

Time on market

166 days

Year built

2024

Monthly payment

About $23,103/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $34,409 annual tax bill, insurance, and the $3,947/mo HOA fee.

HOA fee

$3,947/mo

Managed by Marilyn Gasienica.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Bianca LopezListing data from Stellar MLS, MLS# TB8504023.

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