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Overview

2 bd2 ba1,756 sqft2 car garageSingle Family
TypeSingle Family
HOA$273/qtr
Built1979
Lot11,564 sqft
Living area1,756 sqft
Price / sqft$128
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomWalk-in Closet(s)SidewalksDishwasherRefrigerator

1027 Bluewater Dr is a 1979-built home in Sun City Center Unit 45, Sun City Center. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,756 square feet of living space. Listed at $225,000 (about $128/sqft), 161 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $273 quarterly.

From the listing

Virtually Staged. Welcome Sun City Center, Florida! This beautifully 2-bedroom, 2-bath home with a peaceful pond view offers the perfect blend of comfort, convenience, and scenic surroundings within a vibrant 55+ community. From the moment you step inside, you’ll appreciate the open layout designed to maximize both space and natural light. The living and dining areas flow seamlessly together, creating an inviting atmosphere ideal for entertaining or simply enjoying everyday living. Large windows and sliding glass doors frame tranquil views of the pond, bringing the beauty of the outdoors right into your living space. The kitchen is thoughtfully designed with ample cabinetry, generous counter space, and an efficient layout that makes meal preparation both easy and enjoyable. Whether you’re hosting or preparing a quiet dinner, this space offers both functionality and charm. The primary suite serves as a relaxing retreat, complete with a spacious layout, ample closet space, and a private en-suite bathroom. The second bedroom is equally comfortable and versatile, conveniently located near the second full bath, making the home both practical and well-balanced. One of the standout features of this home is the serene pond view, offering a peaceful backdrop for your daily routine. Step outside to your patio or lanai and enjoy quiet mornings with coffee or unwind in the evening while taking in the calming water views and Florida sunsets. Located within the highly desirable Sun City Center 55+ community, residents enjoy access to an array of amenities, including pools, pickleball and tennis courts, shuffleboard, athletic fields, social clubs, and endless activities. The community is also conveniently situated near shopping, dining, medical facilities, and major highways, making everything you need easily accessible. Updates to the home include a newer roof (2025), Electrical panel (2025), and A/C (2014).

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The essentials

Built
1979
Price / sqft
$128
On market
161 days
Annual tax
$5,037
HOA
$273/qtr
Flood zone
X* · Low risk
Lot
11,564 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Waterfront
Pond
2 car garage
0.27 acres
Lot size
1,756 sqft
Living area

Payment

Est. monthly payment
$1,796/mo
Down payment (20%)
$45,000
Property taxes
$420/mo
HOA
$273/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
11,564 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
161
Ceiling Fans(s)
Split Bedroom
Walk-in Closet(s)
Sidewalks
Dishwasher
Refrigerator
Elementary
Cypress Creek-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X*
Annual Tax (2025)
$5,037
Parcel #
U-07-32-20-2X1-000005-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun City Center Unit 45
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
11,564 sqft
HOA
$273/qtr
Candis Farberov

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8505431
$225,000-4.3%
$128/sqft
-
Price change
Source: Stellar MLS #TB8505431
$235,000-7.8%
$134/sqft
5/4/2026
Listed for sale
Source: Stellar MLS #TB8505431
$255,000+48.3%
$145/sqft
2/15/2017
Sold
Source: Hillsborough County Public Record
$172,000
$98/sqft

Neighborhood

1027 Bluewater Dr
Sun City Center, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$222,500 – $225,000
99.2% – 100% of listTops out right at the list price
80% of listList price
118 of the last 234 home closings in 33573 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 161 after a $30,000 cut.

Sample: 234 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,797/mo
Principal & interest$1,173
Property taxes$420
Insurance$113
HOA$91
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$128 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,756 sq ft

Time on market

161 days

Year built

1979

Monthly payment

About $1,796/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,037 annual tax bill, insurance, and the $273/qtr HOA fee.

HOA fee

$273/qtr

Managed by Candis Farberov.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: David KasyanchikListing data from Stellar MLS, MLS# TB8505431.

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