13940 Anona Heights Dr #6, photo 1
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Overview

2 bd1 ba832 sqftVilla
TypeVilla
HOA$170/mo
Built1970
Lot1,921 sqft
Living area832 sqft
Price / sqft$186

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorClubhouseDeed RestrictionsGolf Carts OKPool

13940 Anona Heights Dr #6 is a 1970-built home in Harbor Crest 400 Apt, Largo. Inside you'll find 2 bedrooms, 1 bathrooms, and 832 square feet of living space. Listed at $154,900 (about $186/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 monthly.

From the listing

The Villa is a rare find offering one of the most affordable properties in Pinellas County living this close to the Gulf beaches (1.5 miles). This inviting 832 sq ft, 2-bedroom, 1-bath Villa (built 1970) sits in a well-maintained 55+ community and delivers exceptional value with low monthly HOA fees of just $170 (covers water, sewer & trash, grounds maintenance, clubhouse and pool maintenance). Step into the covered screened front porch featuring a ceiling fan and convenient storage closet – the perfect spot for relaxing mornings or evening breezes. Inside, enjoy an open floor plan where the living room, dining area, and kitchen flow seamlessly together, creating a spacious feel ideal for everyday living and entertaining. The two bedrooms offer comfortable retreats, while the full bath provides practical convenience. A standout feature is the direct access to the rear outdoor space – highly desired for privacy & gardening. Community highlights include a refreshing pool, clubhouse, shuffleboard, and low-maintenance living. The location shines as truly walkable to every daily need: shopping, dining, banking, Publix, and more are just steps away. It's in a non-evacuation zone and non-flood zone, offering peace of mind during storm season. Best of all, you're approximately 1.5 miles (a quick drive or enjoyable bike ride) from the sugar-sand shores of Indian Rocks Beach and the Gulf of America – unbeatable proximity at this price point. Whether you're seeking a primary residence, winter retreat, or solid investment, this home checks every box for affordable, low-maintenance Florida living near the water. Don't miss this opportunity in one of Largo's hidden gem communities!

The essentials

Built
1970
Price / sqft
$186
On market
145 days
Annual tax
$470
HOA
$170/mo
Flood zone
X · Low risk
Lot
1,921 sqft
Type
Villa

At a glance

Villa
Built 1970
Private pool
Gunite
1,921 sqft lot
Lot size
832 sqft
Living area

Payment

Est. monthly payment
$1,095/mo
Down payment (20%)
$30,980
Property taxes
$39/mo
HOA
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1970
Lot
1,921 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway
Pool
Gunite, In Ground
Days on Market
145
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Clubhouse
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$470
Parcel #
07-30-15-35906-000-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Crest 400 Apt
County
Pinellas
MLS Area
33774 - Largo
Lot Size
1,921 sqft
HOA
$170/mo
Ameritech/Angela Johnson

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8505957
$154,900-6.1%
$186/sqft
-
Price change
Source: Stellar MLS #TB8505957
$164,900-7.3%
$198/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #TB8505957
$177,900
$214/sqft

Neighborhood

13940 Anona Heights Dr #6
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $154,900
$152,500 – $154,900
98% – 100% of listTops out right at the list price
80% of listList price
26 of the last 51 townhouse or villa closings in Largo landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 145 after a $23,000 cut.

Sample: 51 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,095/mo
Principal & interest$808
Property taxes$39
Insurance$77
HOA$170
Down payment20% · $30,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$154,900

$186 per sq ft

Beds and baths

2 beds, 1 baths

Size

832 sq ft

Time on market

145 days

Year built

1970

Monthly payment

About $1,095/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $470 annual tax bill, insurance, and the $170/mo HOA fee.

HOA fee

$170/mo

Managed by Ameritech/Angela Johnson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Luke AndrewsListing data from Stellar MLS, MLS# TB8505957.

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