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Overview

3 bd2 ba1,298 sqftVilla
TypeVilla
HOA$450/mo
Built1981
Lot2,579 sqft
Living area1,298 sqft
Price / sqft$227

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostat

2909 Fig CT is a 1981-built home in Strathmore Gate-east, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,298 square feet of living space. Listed at $294,000 (about $227/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 monthly.

From the listing

Welcome to Strathmore Gate-East, a peaceful, pet-friendly community where mature landscaping and a relaxed Florida lifestyle create an inviting sense of home. This beautifully maintained corner-unit villa offers 3 bedrooms, 2 full bathrooms, and nearly 1,300 square feet of thoughtfully designed living space with a private conservation backdrop and no rear neighbors. Major updates provide peace of mind, including a new roof and new HVAC system, both installed in 2024. Inside, you’ll find stylish upgrades throughout, beginning with a bright and welcoming kitchen featuring granite countertops, white cabinetry, newer appliances, and a window that opens seamlessly to the spacious living area, perfect for entertaining. Sliding glass doors lead to a private courtyard with additional storage, creating the ideal space for morning coffee or evening relaxation. The primary suite serves as a peaceful retreat with dual closets, including a walk-in closet, an updated ensuite bathroom with a stylish vanity and a shower, and private access to the screened lanai where you can unwind while enjoying tranquil conservation views and the sounds of nature. The guest bathroom has also been tastefully updated with new vanity and countertop, modern tilework, and a bathtub/shower combination. Step outside to the screened lanai and enjoy the serene, preserve-like setting that truly sets this villa apart. HOA fees include exterior maintenance, grounds maintenance, and water, allowing for an easy, low-maintenance lifestyle. Perfectly located in the heart of Palm Harbor and zoned for top-rated schools, you’ll enjoy quick access to shopping, dining, golf courses, the Pinellas Trail, John Chestnut Sr. Park, and local favorites like Mystic Fish. Tampa International Airport and St. Pete–Clearwater International Airport are both within easy reach, while the beautiful Gulf beaches are just a short drive away. Whether you’re searching for a full-time residence or the perfect seasonal escape, this move-in-ready villa offers the comfort, convenience, and Florida lifestyle you’ve been looking for.

The essentials

Built
1981
Price / sqft
$227
On market
157 days
Annual tax
$4,191
HOA
$450/mo
Flood zone
X · Low risk
Lot
2,579 sqft
Type
Villa

At a glance

Villa
Built 1981
Community pool
Shared amenity
Assigned parking
2,579 sqft lot
Lot size
1,298 sqft
Living area

Payment

Est. monthly payment
$2,479/mo
Down payment (20%)
$58,800
Property taxes
$349/mo
HOA
$450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1981
Lot
2,579 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
157
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Sliding Doors
Storage
Association Recreation - Owned
Buyer Approval Required
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,191
Parcel #
08-28-16-85562-000-0860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Strathmore Gate-east
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
2,579 sqft
Corner LotCul-De-SacLandscapedNear Public TransitStreet Dead-End
HOA
$450/mo
AMERITECH-Angela Johnson

Price history

Date
Event
Price
5/8/2026
Listed for sale
Source: Stellar MLS #TB8506291
$294,000
$227/sqft

Neighborhood

2909 Fig CT
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $294,000
$290,000 – $294,000
98.8% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 157.

Sample: 66 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,480/mo
Principal & interest$1,533
Property taxes$349
Insurance$147
HOA$450
Down payment20% · $58,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,000

$227 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,298 sq ft

Time on market

157 days

Year built

1981

Monthly payment

About $2,479/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,191 annual tax bill, insurance, and the $450/mo HOA fee.

HOA fee

$450/mo

Managed by AMERITECH-Angela Johnson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Antje AndersonListing data from Stellar MLS, MLS# TB8506291.

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