115 Rachel Dr, photo 1
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Overview

2 bd2 ba960 sqftMobile Home
TypeMobile Home
HOA$315/mo
Built1975
Lot1,657,096 sqft
Living area960 sqft
Price / sqft$89

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Hurricane ShuttersBuyer Approval RequiredClubhouse

115 Rachel Dr is a 1975-built home in Tarpon Shores Mobile Home Village Unrec, Tarpon Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $85,000 (about $89/sqft), 151 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $315 monthly.

From the listing

Virtually Staged. **Trade the Snow Shovel for Flip-Flops!** If your idea of winter involves sunshine instead of snowbanks, welcome to your Florida escape in **Tarpon Shores**, a resident-owned 55+ community in beautiful Tarpon Springs! This charming **2-bedroom, 2-bath home** offers an easygoing Florida lifestyle with an open floor plan that's perfect for relaxing after a day at the pool, exploring Tarpon Springs, or entertaining new friends. The updated kitchen gives the home a fresh feel, while cozy carpeting and a **newer A/C system** help keep things comfortable when the Florida sunshine turns up the heat. The primary bedroom even has its own private bath—because houseguests are wonderful, but so is having your own space! But here's where the Florida lifestyle really begins… Tarpon Shores isn't just a place to put your mailbox—it's an active **55+ resident-owned community** where there's plenty to do when you feel social and absolutely nothing wrong with sitting by the pool when you don't. Enjoy the **heated swimming pool, clubhouse, billiards, library, covered shuffleboard courts, pickleball, bocce ball, horseshoes and organized community activities**. And when you're ready to venture out? You're approximately **two miles from the famous Tarpon Springs Sponge Docks**, with Greek restaurants, shopping and entertainment nearby, plus easy access to Gulf beaches, parks, golf, boating, fishing and everything that makes Florida winters so difficult to leave. For seasonal residents, there's another big perk: community services include **lawn mowing and lawn treatment, water, sewer, trash pickup and basic cable**, helping make Florida living just a little easier. Whether you're looking for a seasonal getaway from northern winters or you're finally ready to make Florida your full-time address, this home offers something even better than another vacation: **Your own place in the Florida sunshine.** Bring the sunglasses. Leave the snow shovel behind.

The essentials

Built
1975
Price / sqft
$89
On market
151 days
Annual tax
$1,314
HOA
$315/mo
Flood zone
X · Low risk
Lot
1,657,096 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1975
38.04 acres
Lot size
960 sqft
Living area

Payment

Est. monthly payment
$910/mo
Down payment (20%)
$17,000
Property taxes
$110/mo
HOA
$315/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1975
Lot
1,657,096 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
151
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Hurricane Shutters
Buyer Approval Required
Clubhouse
Deed Restrictions
Dryer
Electric Water Heater
Microwave
Washer
Flood Zone X
Annual Tax (2025)
$1,314
Parcel #
18-27-16-89929-000-1150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tarpon Shores Mobile Home Village Unrec
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
1,657,096 sqft
HOA
$315/mo
Tarpon Shores /

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #TB8507524
$85,000-14.1%
$89/sqft
-
Price change
Source: Stellar MLS #TB8507524
$99,000-26.7%
$103/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #TB8507524
$135,000
$141/sqft

Neighborhood

115 Rachel Dr
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $85,000
$84,000 – $85,000
98.4% – 100% of listTops out right at the list price
80% of listList price
93 of the last 185 home closings in 34689 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 151 after a $50,000 cut.

Sample: 185 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$910/mo
Principal & interest$443
Property taxes$110
Insurance$43
HOA$315
Down payment20% · $17,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$85,000

$89 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

151 days

Year built

1975

Monthly payment

About $910/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,314 annual tax bill, insurance, and the $315/mo HOA fee.

HOA fee

$315/mo

Managed by Tarpon Shores /.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA LUXURY REALTY INCListing agent: Libby McBeeListing data from Stellar MLS, MLS# TB8507524.

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