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Overview

4 bd3 ba3,699 sqft3 car garageSingle Family
TypeSingle Family
HOA$190/yr
Built2006
Lot9,639 sqft
Living area3,699 sqft
Price / sqft$260
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

5318 Loon Nest CT is a 2006-built home in Mirabay Ph 3c-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,699 square feet of living space. Listed at $960,000 (about $260/sqft), 139 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

PRICE REDUCED - Come see this traditional Key West style waterfront pool home in the amenity-rich MiraBay community. Beautiful views of the pool, lawn and canal frame this bright, sunny, open floorplan home. Your outdoor, poolside lifestyle is made easy with the pebble tech pool surface, freshly sealed paver decking, dock and outdoor kitchen. All flooring is hard surface with hardwood in each of the bedrooms, the upstairs bonus room, as well as the formal dining room and library/study. No carpet. The airy kitchen and living area have marble floors - easy maintenance and stay cool! The granite countertop's sandy color gives the home a casual beachy feel. There is a breakfast bar with pendant lighting and the kitchen nook boasting that beautiful view of the pool and grassy lawn leading to the canal. Built-ins abound in this home including the closets of each room. The butler's pantry and adjoining walk-in pantry are generously-sized. Three single-light French doors all lead to the fully screened lanai from the master, the kitchen nook, and the secondary bedroom/bath hallway. The master suite encompasses the entire west side of the home, giving privacy. The bath has a large tub and separate shower, enclosed water closet, dual closets, double sinks, pocket doors, and ample storage. The bright and open family room has a gas log fireplace and wood mantle flanked by custom cabinets and shelving with beadboard accents. Bedroom 2 downstairs offers lovely water views of the canal, with a full bath adjacent in the hallway, which also includes a french door to the lanai serving as a convenient poolside bathroom. Beautiful highly polished wood stairs lead to the roomy bonus room, two bedrooms, and a full bath with pocket door closures. A separate alcove and closet upstairs are handy for extra storage. The bonus room balcony faces breathtaking sunset views. Additional upgrades include complete home hurricane door and window system, plantation shutters, woven wood blinds, full rain gutters, new roof April 2025, neutral paint colors, central vacuum system, concrete curb landscape borders, built in shelving in the garage, a pool child safety screen fence, and recirculating water heater. The dock has a separate breaker box and electric sleeve ready for a custom boat lift. A recently completed 4 Point Inspection is available for review. As a resident of MiraBay, amenities such as tennis, pickleball, basketball, a fitness center and a gorgeous resort-style heated pool are yours to enjoy. Make your plans to tour this turn-key waterfront home today! **Flood Insurance Policy is transferable to new owner** one or more photos are virtually staged.

The essentials

Built
2006
Price / sqft
$260
On market
139 days
Annual tax
$23,451
HOA
$190/yr
Flood zone
AE
Lot
9,639 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Canal - Brackish
Private pool
Auto Cleaner
3 car garage
Driveway
9,639 sqft lot
Lot size

Payment

Est. monthly payment
$7,457/mo
Down payment (20%)
$192,000
Property taxes
$1,954/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
9,639 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener, Tandem
Pool
Auto Cleaner, Child Safety Fence, Deck, Gunite, In Ground, Lighting, Pool Sweep, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
139
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Sidewalk
Clubhouse
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$23,451
Parcel #
U-32-31-19-79Y-000005-00050.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirabay Ph 3c-1
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
9,639 sqft
Cul-De-SacFlood Insurance RequiredFloodZoneCity LimitsIn CountyLandscapedSidewalkPaved
HOA
$190/yr
Lesly Candelier

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8508996
$960,000-2.5%
$260/sqft
-
Price change
Source: Stellar MLS #TB8508996
$985,000-14.0%
$266/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #TB8508996
$1,145,000+23.1%
$310/sqft
9/17/2021
Sold
Source: Hillsborough County Public Record
$930,000
$251/sqft

Neighborhood

5318 Loon Nest CT
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $960,000
$950,000 – $960,000
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 139 after a $185,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,457/mo
Principal & interest$5,007
Property taxes$1,954
Insurance$480
HOA$16
Down payment20% · $192,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$960,000

$260 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,699 sq ft

Time on market

139 days

Year built

2006

Monthly payment

About $7,457/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $23,451 annual tax bill, insurance, and the $190/yr HOA fee.

HOA fee

$190/yr

Managed by Lesly Candelier.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered bySTAR BAY REALTY CORP.Listing agent: Tamera E SelindhListing data from Stellar MLS, MLS# TB8508996.

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