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Overview

3 bd4 ba3,182 sqft3 car garageSingle Family
TypeSingle Family
HOA$140/mo
Built2021
Lot8,521 sqft
Living area3,182 sqft
Price / sqft$487
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Coffered Ceiling(s)ElevatorHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersTray Ceiling(s)

3028 Christophers Watch Ln is a 2021-built home in Antigua Cove Ph 1, Ruskin. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,182 square feet of living space. Listed at $1,550,000 (about $487/sqft), 145 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $140 monthly.

From the listing

Welcome to 3028 Christophers Watch Lane, a 2021-built waterfront residence in SouthShore Yacht Club, where refined coastal design meets the ease of a private boating lifestyle. With approximately 3,039 square feet, 3 bedrooms, 3 full baths, 1 half bath, and a 3-car garage, this tri-level home offers a sophisticated blend of luxury finishes, open living space, and seamless indoor-outdoor living in one of Ruskin’s signature waterfront communities. Set within SouthShore Yacht Club, the home is positioned to appeal to buyers seeking elevated waterfront living with a strong sense of place. The community is known for its coastal architecture, gated setting, marina access, clubhouse, pool, fitness center, and water-oriented lifestyle that supports both full-time living and a second-home retreat experience. For boating enthusiasts, SouthShore Yacht Club is designed around life on the water, with an onsite marina and access to Tampa Bay. Community materials and prior listing data highlight waterfront amenities that include marina services, a clubhouse, a swimming pool, a fitness center, and outdoor gathering spaces—creating the kind of resort-style environment that makes everyday living feel like a private coastal getaway. Beyond the home itself, the lifestyle is a major part of the offering: mornings on the water, afternoons at the marina or clubhouse, and evenings spent entertaining against a waterfront backdrop. The result is a property that speaks to buyers who value luxury, leisure, and the everyday convenience of living in a boating community with resort-style amenities. Inside, the home is tailored for both comfort and presentation, with an open layout, elevated ceiling detail, large sliding doors, and a design aesthetic that captures a relaxed yet upscale coastal feel. The overall effect is warm, polished, and highly functional for daily living or entertaining. Approx. 3,039 square feet with 3 bedrooms, 3 full baths, and 1 half bath, Tri-level layout with a 3-car garage, Waterfront orientation with marina and partial bay/harbor view, Outdoor kitchen, balcony, and expansive outdoor living areas, GE Profile kitchen appliances, tankless water heater, and water filtration system, Tile roof, block/stucco construction, and impact-rated windows/doors, Elevator access, custom storage, and motorized screens/blinds. The home’s exterior presents a coastal-inspired façade complemented by a paver driveway, tile roof, and a split 3-car garage configuration. Prior property details also reference block/stucco construction, impact-rated windows and doors, radiant barrier insulation, a tankless water heater, and epoxy-finished garage flooring. Custom storage elements in the garage add everyday practicality to the home’s luxury presentation. Schedule your exclusive showing today.

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The essentials

Built
2021
Price / sqft
$487
On market
145 days
Annual tax
$17,011
HOA
$140/mo
Flood zone
AE
Lot
8,521 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Bay/Harbor
Private pool
In Ground
3 car garage
8,521 sqft lot
Lot size

Payment

Est. monthly payment
$10,417/mo
Down payment (20%)
$310,000
Property taxes
$1,418/mo
HOA
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,521 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Bay/Harbor
Days on Market
145
Coffered Ceiling(s)
Elevator
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Balcony
Outdoor Kitchen
Clubhouse
Fitness Center
Pool
Built-in Oven
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$17,011
Parcel #
U-02-32-18-953-000001-00019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Antigua Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
8,521 sqft
HOA
$140/mo
ECM community

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #TB8510723
$1,550,000-7.5%
$487/sqft
-
Price change
Source: Stellar MLS #TB8510723
$1,675,000-1.5%
$526/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #TB8510723
$1,699,900+105.5%
$534/sqft
5/28/2021
Sold
Source: Hillsborough County Public Record
$827,100
$260/sqft

Neighborhood

3028 Christophers Watch Ln
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,550,000
$1.54M – $1.55M
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 145 after a $149,900 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,416/mo
Principal & interest$8,084
Property taxes$1,418
Insurance$775
HOA$140
Down payment20% · $310,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,550,000

$487 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,182 sq ft

Time on market

145 days

Year built

2021

Monthly payment

About $10,417/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,011 annual tax bill, insurance, and the $140/mo HOA fee.

HOA fee

$140/mo

Managed by ECM community.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Yulia Olivo DuranListing data from Stellar MLS, MLS# TB8510723.

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