8975 Southern Charm Cir, photo 1
Active
1 / 41

Overview

3 bd2 ba1,828 sqft2 car garageVilla
TypeVilla
HOA$1,476/yr
Built2021
Lot1,949 sqft
Living area1,828 sqft
Price / sqft$161
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Pest Guard SystemThermostatLightingSidewalkSliding DoorsFitness CenterGated Community - No Guard

8975 Southern Charm Cir is a 2021-built home in Spring Ridge, Brooksville. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $294,999 (about $161/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,476 annually.

From the listing

Experience modern luxury in this meticulously maintained 3-bedroom, 2-bathroom home built in 2021. Nestled on a premium lot in the gated Spring Ridge Community, this residence offers a seamless open-concept floor plan perfect for entertaining. The gourmet kitchen boasts rich wood cabinetry and energy-efficient appliances, flowing effortlessly into a spacious living area. Step outside to your private, vinyl-fenced backyard with NO REAR NEIGHBORS, providing a tranquil sanctuary overlooking the lush golf course. Enjoy resort-style living with access to a Jr. Olympic pool, 1,500 sq. ft. fitness center, clubhouse, and more. USDA FINANCING ELIGIBLE for qualified buyers. Why wait for new construction? Your Florida dream home is move-in ready today! MOTIVATED SELLER!!!

The essentials

Built
2021
Price / sqft
$161
On market
138 days
Annual tax
$5,009
HOA
$1,476/yr
Flood zone
X · Low risk
Lot
1,949 sqft
Type
Villa

At a glance

Villa
Built 2021
Community pool
Fitness center too
2 car garage
1,949 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$2,227/mo
Down payment (20%)
$59,000
Property taxes
$417/mo
HOA
$1,476/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2021
Lot
1,949 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
138
Ceiling Fans(s)
Pest Guard System
Thermostat
Lighting
Sidewalk
Sliding Doors
Fitness Center
Gated Community - No Guard
Park
Playground
Pool
Sidewalks
Street Lights
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Pine Grove Elementary School
Middle
West Hernando Middle School
High
Central High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$5,009
Parcel #
R22-222-18-3599-0000-1810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Ridge
County
Hernando
MLS Area
34613 - Brooksville/Spring Hill/Weeki Wachee
Lot Size
1,949 sqft
HOA
$1,476/yr
Wise Property Management

Price history

Date
Event
Price
6/29/2026
Price change
Source: Stellar MLS #TB8510828
$294,999-1.7%
$161/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #TB8510828
$299,999+31.1%
$164/sqft
7/28/2021
Sold
Source: Hernando County Public Record
$228,900
$125/sqft

Neighborhood

8975 Southern Charm Cir
Brooksville, FL, 34613 · 34613 - Brooksville/Spring Hill/Weeki Wachee

Calculator

Est. monthly payment
$2,226/mo
Principal & interest$1,539
Property taxes$417
Insurance$147
HOA$123
Down payment20% · $59,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,999

$161 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,828 sq ft

Time on market

138 days

Year built

2021

Monthly payment

About $2,227/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,009 annual tax bill, insurance, and the $1,476/yr HOA fee.

HOA fee

$1,476/yr

Managed by Wise Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Silvia GiorgiListing data from Stellar MLS, MLS# TB8510828.

Keep exploring Florida

Pick up where you left off, or see what else is out there.