10853 43rd St N #1201, photo 1
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Overview

2 bd2 ba1,020 sqftCondominium
TypeCondominium
HOA$488.9/mo
Built1996
Living area1,020 sqft
Price / sqft$179

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSidewalkClubhousePoolDishwasherDisposalDryer

10853 43rd St N #1201 is a 1996-built home in Lakes Unit 2 Ph 4, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,020 square feet of living space. Listed at $182,900 (about $179/sqft), 142 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $488.9 monthly.

From the listing

Charming Ground-Level Condo in The Lakes at Summer Tree Village – Move-In Ready and no age restrictions. Discover this beautifully maintained 2-bedroom, 2-bathroom condo in the sought-after Lakes at Summer Tree Village, offering comfort, convenience, and Florida living at its finest. Nestled in a tranquil, well-kept community, this ground-floor end unit provides an inviting retreat with an ideal layout. Features & Updates: Bright open floor plan with vaulted ceilings, natural light, and updated flooring, modern Kitchen with newer appliances, ample storage, and a full-sized washer/dryer inside unit. Split Bedrooms – Primary suite includes an en-suite bath and walk-in closet; second bedroom features a spacious closet. Covered Carport with additional guest parking. Amenities include heated pool & shuffleboard courts. Enjoy Low-maintenance living with all-inclusive monthly fees covering internet, cable, water, sewer, trash, and exterior maintenance. Prime central location, minutes from Tampa, Gulf Beaches, and Downtown St. Pete. Steps from Freedom Lake Park (walking trails, playground, fitness area). Easy access to shopping, dining, medical centers, and airports (Tampa & St. Pete-Clearwater). Recent updates include, brand new water heater (2026), HVAC (2019), windows (2018). Buyer to verify pet restrictions and no leasing policy. This condo delivers effortless Florida living in a fantastic location. Don’t miss out—schedule your tour today!

The essentials

Built
1996
Price / sqft
$179
On market
142 days
Annual tax
$507
HOA
$488.9/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1996
Community pool
Shared amenity
1,020 sqft
Living area

Payment

Est. monthly payment
$1,577/mo
Down payment (20%)
$36,580
Property taxes
$42/mo
HOA
$488.9/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1996
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
142
Ceiling Fans(s)
High Ceilings
Sidewalk
Clubhouse
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$507
Parcel #
15-30-16-48779-012-1201

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Unit 2 Ph 4
County
Pinellas
MLS Area
33762 - Clearwater
HOA
$488.9/mo
Summer Troub

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8511090
$182,900-1.1%
$179/sqft
-
Price change
Source: Stellar MLS #TB8511090
$184,900-2.2%
$181/sqft
5/25/2026
Listed for sale
Source: Stellar MLS #TB8511090
$189,000
$185/sqft

Neighborhood

10853 43rd St N #1201
Clearwater, FL, 33762 · 33762 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $182,900
$180,000 – $182,900
98.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 condo closings in 33762 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 142 after a $6,100 cut.

Sample: 35 closed condo sales in 33762 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,577/mo
Principal & interest$954
Property taxes$42
Insurance$91
HOA$489
Down payment20% · $36,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$182,900

$179 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,020 sq ft

Time on market

142 days

Year built

1996

Monthly payment

About $1,577/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $507 annual tax bill, insurance, and the $488.9/mo HOA fee.

HOA fee

$488.9/mo

Managed by Summer Troub.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELEVATED REALTYListing agent: Annette BagwellListing data from Stellar MLS, MLS# TB8511090.

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