8286 N 97th N St, photo 1
Active
1 / 51

Overview

4 bd3 ba2,694 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot10,633 sqft
Living area2,694 sqft
Price / sqft$518
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsStone CountersThermostatWalk-in Closet(s)BalconyGardenBuilt-in Oven

8286 N 97th N St is a 2005-built home in Lake Seminole Park Trails, Seminole. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,694 square feet of living space. Listed at $1,395,000 (about $518/sqft), 145 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

If you are seeking a residence that exemplifies luxury, elegance, and modern sophistication—featuring striking architectural design and located in a prime location near the beach and urban amenities—this property is specifically designed to meet those requirements. Constructed with high-quality materials and fixtures throughout, from the front yard to the backyard, and from floor to ceiling, the residence offers four spacious bedrooms and three luxurious bathrooms. It is a unique, custom-built property; every detail reflects careful selection of premium components, invested with considerable time and attention. Upon entering the front door, one immediately appreciates the home's architectural grandeur and refined elegance. Inside, the spacious layout, contemporary design, and open atmosphere create a sense of luxury. High-end finishes are evident throughout the residence. The gourmet kitchen features modern appliances and fixtures that encourage daily cooking and family gatherings, and it seamlessly connects the kitchen, dining, entertainment, and living areas. The master bedroom impresses with its size and luxurious amenities, serving as both a tranquil retreat and an ideal home office, fully equipped with necessary facilities. The bedroom and bathroom suite offers standards comparable to those of luxury hotels, including an integrated Bluetooth surround-sound system. Elevated on higher ground, the property minimizes flood risk, as confirmed during severe storms in Milton and Helena in 2024, when water reached only the garage floor, resulting in more affordable flood insurance premiums. Enjoy your morning coffee in the backyard, overlooking a lush garden planted with exotic tropical fruit trees, including mango, longan, and sapodilla. The outdoor space features extensive tiled paving, reducing maintenance requirements. Located minutes from Seminole Lake Park, the property offers convenient access to scenic trails, playgrounds, a boat ramp, shaded picnic areas, restrooms, and ample parking—ideal for enjoying the natural surroundings. It is also close to famous beaches such as Indian Rocks Beach and Clearwater. Tampa International Airport is a short drive away, along with numerous shopping centers and restaurants. The residence has had only one owner since construction, initially intended as a long-term residency. The owner invested extensively and carefully in every detail. After twenty years, circumstances changed, but the owner's dedication to maintaining the home remains evident. The property was well cared for as a labor of love. Notably, the roof and AC were replaced just two years prior.

The essentials

Built
2005
Price / sqft
$518
On market
145 days
Annual tax
$5,061
Flood zone
AE
Lot
10,633 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
3 car garage
10,633 sqft lot
Lot size
2,694 sqft
Living area

Payment

Est. monthly payment
$8,394/mo
Down payment (20%)
$279,000
Property taxes
$422/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,633 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
145
Ceiling Fans(s)
High Ceilings
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Garden
Built-in Oven
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,061
Parcel #
26-30-15-48393-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Seminole Park Trails
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
10,633 sqft

Price history

Date
Event
Price
5/20/2026
Listed for sale
Source: Stellar MLS #TB8511247
$1,395,000
$518/sqft

Neighborhood

8286 N 97th N St
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $1,395,000
$1.37M – $1.40M
98.4% – 100% of listTops out right at the list price
80% of listList price
37 of the last 73 home closings in 33777 landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 145.

Sample: 73 closed home sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,395/mo
Principal & interest$7,275
Property taxes$422
Insurance$698
Down payment20% · $279,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,395,000

$518 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,694 sq ft

Time on market

145 days

Year built

2005

Monthly payment

About $8,394/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,061 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Angela PhamListing data from Stellar MLS, MLS# TB8511247.

Keep exploring Florida

Pick up where you left off, or see what else is out there.