204 Shell Creek CT, photo 1
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Overview

4 bd3 ba2,506 sqft3 car garageSingle Family
TypeSingle Family
HOA$115/yr
Built2016
Lot7,405 sqft
Living area2,506 sqft
Price / sqft$190
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

204 Shell Creek CT is a 2016-built home in Mirabay Prcl 22, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,506 square feet of living space. Listed at $475,000 (about $190/sqft), 143 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $115 annually.

From the listing

PERFECTLY PRICED TO MOVE… Positioned on a large, highly desirable lot in the separately gated Admiral Pointe section of MiraBay, this stunning residence seamlessly blends luxury, comfort, and resort-style living. Cool, easy-care tile flooring flows throughout the entire layout for year-round comfort, complemented by matching high-end Cambria quartz countertops across the kitchen and every bathroom. The expansive kitchen serves as an unbeatable centerpiece, featuring 42-inch wood cabinetry, stainless steel appliances with a gas range, an oversized center island, a bar niche, and the rare bonus of two pantries, including a dedicated walk-in pantry, ensuring maximum organization and completely clutter-free countertops. Designed with privacy in mind, the triple-split floor plan highlights a luxurious primary suite complete with two full walk-in closets providing optimal dual organization, as well as dual vanities, a relaxing garden tub, and a separate shower. A second bedroom functions as a private en-suite featuring a remarkably spacious bathroom and generous walk-in closet that far exceed standard secondary rooms, while a flexible third room with French doors creates an ideal option for home office or an additional bedroom. Upgraded far beyond standard builder features, this home includes a premium Rainsoft water softener system for year-round soft water, an attached 3-car garage, 10–11 ft ceilings, a tankless gas water heater, smart thermostat, and an in-wall pest system with a transferable warranty. Step outside to your enclosed lanai to savor peaceful, picturesque water and walking park views while enjoying a morning beverage. Complete with full access to MiraBay’s premier amenities—resort pools, clubhouses, fitness center, watercraft, sports courts, café, and community events, this home offers a rare blend of space, luxury, and Florida resort living at its finest.

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The essentials

Built
2016
Price / sqft
$190
On market
143 days
Annual tax
$10,107
HOA
$115/yr
Flood zone
AE
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Community pool
Fitness center too
3 car garage
Driveway
7,405 sqft lot
Lot size
2,506 sqft
Living area

Payment

Est. monthly payment
$3,567/mo
Down payment (20%)
$95,000
Property taxes
$842/mo
HOA
$115/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
7,405 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
143
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$10,107
Parcel #
U-32-31-19-9UW-000094-00005.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirabay Prcl 22
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
7,405 sqft
Conservation AreaSidewalkPavedPrivate
HOA
$115/yr
Rizzetta - Michelle George

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8511812
$475,000-3.1%
$190/sqft
-
Price change
Source: Stellar MLS #TB8511812
$490,000-5.2%
$196/sqft
5/23/2026
Listed for sale
Source: Stellar MLS #TB8511812
$516,900
$206/sqft

Neighborhood

204 Shell Creek CT
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$470,000 – $475,000
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 143 after a $41,900 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,567/mo
Principal & interest$2,477
Property taxes$842
Insurance$238
HOA$10
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$190 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,506 sq ft

Time on market

143 days

Year built

2016

Monthly payment

About $3,567/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,107 annual tax bill, insurance, and the $115/yr HOA fee.

HOA fee

$115/yr

Managed by Rizzetta - Michelle George.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKEYSTONE PROPERTY CONSULTING FIRMListing agent: Alexander BartneskyListing data from Stellar MLS, MLS# TB8511812.

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