3595 41st Ln S #D, photo 1
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Overview

2 bd3 ba1,280 sqftCondominium
TypeCondominium
HOA$1,130.14/mo
Built1974
Living area1,280 sqft
Price / sqft$155

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)Hurricane ShuttersLightingPrivate EntranceRain GuttersSidewalk

3595 41st Ln S #D is a 1974-built home in Bermuda Bay Beach Condo, St Petersburg. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,280 square feet of living space. Listed at $199,000 (about $155/sqft), 139 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,130.14 monthly.

From the listing

Welcome to Bermuda Bay Beach & Racquet Club — where every day feels a little more like vacation and a little less like reality. Tucked quietly in the heart of this gated waterfront paradise, this charming 2-bedroom, 2.5-bath townhouse offers 1,280 square feet of comfort, character, storage galore, and the kind of laid-back Florida lifestyle everyone chases. Let’s start with the rare stuff… because Bermuda Bay residents know: storage is basically waterfront gold. This floor plan is famous for its smart use of space and endless storage options, including a huge double-length walk-in closet in the primary suite, oversized guest room walk-in closet, under-stair storage, oversized pantry, attic access, and even an outdoor storage closet for beach gear, bikes, holiday decorations, or that paddleboard you swear you’re going to use every weekend. The layout is warm, comfortable, and move-in ready, with ceramic tile downstairs, hardwood flooring upstairs, newer windows, in-unit laundry, and room to personalize and update at your own pace — already priced accordingly so you can add your own style without paying for someone else’s questionable design choices from 2007. One of the standout features? The gorgeous, brand-new screened lanai completed last year with nearly $9,000 invested, creating the perfect private outdoor retreat surrounded by lush greenery and peaceful landscaping. Morning coffee, evening wine, lazy Sunday naps… this is the spot. Upstairs, the spacious primary suite features an updated vanity area, large corner walk-in shower with glass surround, and a built-in dressing/makeup area that feels delightfully tucked away from the world. Some furnishings are negotiable, making your move even easier. And then there’s Bermuda Bay itself — one of St. Petersburg’s best-kept hidden gems. Residents enjoy a private beach on Boca Ciega Bay with sunset views that honestly make you stop mid-sentence, two sparkling pools, a hot tub, tennis & racquet courts, clubhouse, kayak storage, shuffleboard, beautifully maintained grounds, and a private gated connection directly to the Pinellas Trail for biking, jogging, dog walks, or nature-filled strolls through nearby bird sanctuary areas. Despite feeling worlds away, you’re just minutes to Gulfport, downtown St. Pete, beaches, restaurants, nightlife, shopping, and easy highway access for commuting or airport runs. This is the sweet spot buyers wait for: private, peaceful, affordable waterfront community living with room to make it your own. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this Bermuda Bay townhouse delivers the Florida lifestyle with comfort, charm, and just enough tropical magic to make your friends jealous.

The essentials

Built
1974
Price / sqft
$155
On market
139 days
Annual tax
$3,225
HOA
$1,130.14/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1974
Community pool
Shared amenity
1,280 sqft
Living area

Payment

Est. monthly payment
$2,536/mo
Down payment (20%)
$39,800
Property taxes
$269/mo
HOA
$1,130.14/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central
Parking
Open
Days on Market
139
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Entrance
Rain Gutters
Sidewalk
Sliding Doors
Sprinkler Metered
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - No Guard
Irrigation-reclaimed Water
Park
Playground
Pool
Racquetball
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,225
Parcel #
34-31-16-08320-004-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bermuda Bay Beach Condo
County
Pinellas
MLS Area
33711 - St Pete/Gulfport
Lot Size
-
HOA
$1,130.14/mo
Ray Ferreris

Price history

Date
Event
Price
8/9/2026
Price change
Source: Stellar MLS #TB8513024
$199,000-9.1%
$155/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8513024
$219,000
$171/sqft

Neighborhood

3595 41st Ln S #D
St Petersburg, FL, 33711 · 33711 - St Pete/Gulfport

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$192,500 – $199,000
96.8% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 condo closings in 33711 landed at this number or higher (51%). The median one sat 64 days before it went under contract, and this one is on day 139 after a $20,000 cut.

Sample: 45 closed condo sales in 33711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,536/mo
Principal & interest$1,038
Property taxes$269
Insurance$100
HOA$1,130
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$155 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,280 sq ft

Time on market

139 days

Year built

1974

Monthly payment

About $2,536/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,225 annual tax bill, insurance, and the $1,130.14/mo HOA fee.

HOA fee

$1,130.14/mo

Managed by Ray Ferreris.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Tori ElvirListing data from Stellar MLS, MLS# TB8513024.

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