4905 Kelso St, photo 1
Active
1 / 59

Overview

3 bd2 ba1,571 sqft2 car garageSingle Family
TypeSingle Family
HOA$229/mo
Built2004
Lot4,992 sqft
Living area1,571 sqft
Price / sqft$171
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersWalk-in Closet(s)Window TreatmentsGarden

4905 Kelso St is a 2004-built home in Royal Highlands Ph 02-a Lt 1173 Orb 2040, Leesburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,571 square feet of living space. Listed at $269,000 (about $171/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $229 monthly.

From the listing

One or more photo(s) has been virtually staged. DON’T MISS OUT ON THIS GREAT HOUSE FOR THIS GREAT NEW PRICE! Come for your winters or stay year round in this great 3 bedroom 2 bath home on the golf course, priced right for retirement! This desirable Gated Community, Royal Highlands is an active 55+ community with all the amenities you desire. This open plan has high ceilings, no popcorn and open bar counter with eat in kitchen and split floor plan. This property is under video surveillance. Wood flooring in living/dining room and office, tile in the kitchen and baths, and soft carpet for two bedrooms. Newer kitchen with granite counters. A new roof (2023) and newer A/C (2019) for your safety and comfort. New Water Filtration System (2022) A 2 car garage to keep you from the elements. Security equipment and cameras included. The affordable HOA includes your cable and internet too! Such an amazing view of the 16th tee box as you enter this house. Whether you play golf or not, here’s to having a large backyard, without neighbors, except some beautiful wild life, and golfers. With a south facing home, and a north facing lanai with sliding glass windows to keep the right temperature year round. Royal Highlands has amenities and fun for everyone. There is a gorgeous outdoor pool and indoor pool for year round swimming and perhaps water aerobics or water volleyball. From tennis, pickleball, and bocce ball to softball, billiards, and dance classes of all kinds! If you’d rather paint, craft, or make stained glass, there are lots of options for you too! With shows and events in the Great Hall or grab a bite or drink at the Crown and Shield restaurant….all to arrive by golf cart if you'd like if you choose. Oh and did I mention, you can park your RV or boat in the fenced lot…included in the low HOA fee. Don’t miss out on this fabulous opportunity! Reach out…it’s very Easy to show!!

The essentials

Built
2004
Price / sqft
$171
On market
130 days
Annual tax
$2,120
HOA
$229/mo
Flood zone
X · Low risk
Lot
4,992 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Fitness center too
2 car garage
Garage Door Opener
4,992 sqft lot
Lot size
1,571 sqft
Living area

Payment

Est. monthly payment
$1,943/mo
Down payment (20%)
$53,800
Property taxes
$177/mo
HOA
$229/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
4,992 sqft
Cooling
Central Air
Heating
Central, Gas
Parking
Garage Door Opener
Days on Market
130
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,120
Parcel #
13-21-24-1855-000-12230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Highlands Ph 02-a Lt 1173 Orb 2040
County
Lake
MLS Area
34748 - Leesburg
Lot Size
4,992 sqft
On Golf Course
HOA
$229/mo
Keneshia Shepherd

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #TB8513986
$269,000-3.8%
$171/sqft
-
Price change
Source: Stellar MLS #TB8513986
$279,500-6.7%
$178/sqft
6/7/2026
Listed for sale
Source: Stellar MLS #TB8513986
$299,500
$191/sqft

Neighborhood

4905 Kelso St
Leesburg, FL, 34748 · 34748 - Leesburg

Market insights

Offer Insights

Choose an offer strength

List price: $269,000
$265,000 – $269,000
98.5% – 100% of listTops out right at the list price
80% of listList price
198 of the last 392 home closings in 34748 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 130 after a $30,500 cut.

Sample: 392 closed home sales in 34748 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,943/mo
Principal & interest$1,403
Property taxes$177
Insurance$135
HOA$229
Down payment20% · $53,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,000

$171 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,571 sq ft

Time on market

130 days

Year built

2004

Monthly payment

About $1,943/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,120 annual tax bill, insurance, and the $229/mo HOA fee.

HOA fee

$229/mo

Managed by Keneshia Shepherd.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Christine SmithListing data from Stellar MLS, MLS# TB8513986.

Keep exploring Florida

Pick up where you left off, or see what else is out there.