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About this home
205 Somerset Ln is a 1983-built home in Villas Of Somerset Woods Condo The, Palm Harbor. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,150 square feet of living space. Listed at $199,999 (about $174/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 monthly.
Welcome to the Villas of Somerset Woods—your beautifully renovated 2-bed, 2.5-bath SANCTUARY tucked inside a quiet cul-de-sac community. This charming townhome with a covered carport offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept first floor filled with natural light, featuring a spacious living area anchored by a cozy wood-burning fireplace. The fully updated kitchen shines with luxurious quartz countertops, modern cabinetry, premium stainless-steel appliances, and a breakfast bar ideal for casual dining. A convenient half bath and an oversized laundry room complete the main level. Upstairs, you’ll find two generously sized bedrooms, each with its own updated bathroom, including a primary suite with a private balcony—a peaceful spot to unwind. Enjoy exceptional storage with two exterior storage closets, one on each floor. Relax and recharge at the sparkling community pool, just steps from your front door. All of this in a prime Palm Harbor location minutes from beautiful beaches, parks, shopping, dining, and major airports. A rare opportunity to own a stylishly updated townhome in a serene, well-kept community—this one checks all the boxes. **Although this home is a townhome, it is located within a condo community and is not eligible for FHA/VA financing.**
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 65 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$199,999
$174 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,150 sq ft
Time on market
129 days
Year built
1983
Monthly payment
About $1,868/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,996 annual tax bill, insurance, and the $475/mo HOA fee.
HOA fee
$475/mo
Managed by Stephanie Moore.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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