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Overview

2 bd2 ba1,264 sqftManufactured Home
TypeManufactured Home
HOA$595/mo
Built2000
Living area1,264 sqft
Price / sqft$154

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWindow TreatmentsPrivate MailboxSidewalkAssociation Recreation - OwnedBuyer Approval RequiredClubhouse

12 Thatch Palm St W is a 2000-built home in Palm Hill Mobile Home Park Unrec, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,264 square feet of living space. Listed at $195,000 (about $154/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 monthly.

From the listing

SIGNIFICANT PRICE REDUCTION! Get ready to fall in love with this pristine, move-in-ready gem built in 2000, serving up 1,264 square feet of pure comfort! This sparkling 2-bedroom, 2-bathroom beauty steals the show with a premier location right in the center of the vibrant Palm Hill Country Club 55+ community, framing gorgeous views of the North Clubhouse. For a monthly fee of $595.00, your utilities and maintenance—water, sewer, trash, lawn care, cable, and internet—are completely taken care of, unlocking an absolute paradise of resort-style perks. Fill your days with a 9-hole golf course, tennis courts, pickleball, bocce, horseshoes, and billiards. Plus, with two lively clubhouses featuring their own pools, jacuzzis, sun decks, and shuffleboard, the excitement never stops. Come for the beautiful home, stay for the active community fun! INTERIOR: Cross the threshold into this immaculate, furnished(a short list will be provided by the seller) dream home, where a bright and light theme of creamy whites sets a sensational, uplifting vibe! Central heat and air (2013) with ceiling ducts and breeze-catching ceiling fans keep the entire atmosphere crisp and cool. While plush carpeted flooring flows through the majority of the layout, the heart of the home starts in an abundant, sun-drenched kitchen. This home cook's paradise packs a major punch with endless cabinet and counter space, crisp vinyl tile floors, and a full suite of appliances, including a fridge, range, oven, dishwasher, disposal, and microwave. Transition effortlessly into the beautiful dining room—considerable enough to host a larger dining set for festive dinners—before flowing into the incredible, wide-open living room, which serves as the ultimate hotspot for entertaining a crowd of friends and family. Tucked away for maximum accessibility is a dedicated laundry room equipped with a washer and dryer, an extra storage closet, and a quick-access exit to the exterior. Hosting overnight visitors is an absolute breeze here. A welcoming, light-filled guest room stands ready with a handy closet for effortless unpacking, located just across the hallway from a sparkling guest bathroom complete with vinyl tile flooring, a single sink vanity, and a classic tub/shower combo. Finally, the primary bedroom steals the spotlight, drawing you in with beautiful natural light and a wall-to-wall spacious closet. Its private en suite bathroom elevates your daily routine, featuring a walk-in shower with a built-in seat, vinyl tiled floors, and a sizeable single sink vanity offering tons of storage underneath. EXTERIOR: The exterior of this property delivers major curb appeal, with light-colored siding and aesthetically pleasing concrete block construction. Complete with charming shutters, a spacious 2-car carport, and a brand-new shingled roof installed in 2025, this place is as sharp as it is solid. Need extra space? The handy storage shed is perfect for housing your gardening tools, bicycles, or seasonal gear. Best of all, this neat-as-a-pin home is priced at an amazing $195,000—and that includes the share! Turnkey living doesn't get better than this! Grab your keys, book your tour, and claim your front-row seat to the Palm Hill lifestyle before it's gone!

The essentials

Built
2000
Price / sqft
$154
On market
133 days
Annual tax
$898
HOA
$595/mo
Flood zone
X · Low risk
Type
Manufactured Home

At a glance

Manufactured home
Built 2000
Community pool
Shared amenity
1,264 sqft
Living area

Payment

Est. monthly payment
$1,784/mo
Down payment (20%)
$39,000
Property taxes
$75/mo
HOA
$595/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2000
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
133
Ceiling Fans(s)
Thermostat
Window Treatments
Private Mailbox
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$898
Parcel #
03-30-15-65684-003-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hill Mobile Home Park Unrec
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
-
SidewalkPaved
HOA
$595/mo
Megan DiBello

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #TB8515493
$195,000-10.6%
$154/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #TB8515493
$218,000
$172/sqft

Neighborhood

12 Thatch Palm St W
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$192,500 – $195,000
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 133 after a $23,000 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,784/mo
Principal & interest$1,017
Property taxes$75
Insurance$98
HOA$595
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$154 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,264 sq ft

Time on market

133 days

Year built

2000

Monthly payment

About $1,784/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $898 annual tax bill, insurance, and the $595/mo HOA fee.

HOA fee

$595/mo

Managed by Megan DiBello.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELECT REAL ESTATE OF PINELLASListing agent: Patricia LongListing data from Stellar MLS, MLS# TB8515493.

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