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Overview

4 bd2 ba1,850 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot12,600 sqft
Living area1,850 sqft
Price / sqft$227
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

3651 Greatwood CT is a 1977-built home in North Grove Add, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,850 square feet of living space. Listed at $419,900 (about $227/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to Lake Padgett Estates — a place where life slows down and every day feels like you're on vacation. Tucked away on a quiet cul-de-sac, this fully renovated 4-bedroom, 2-bath home blends comfort, style, and laid-back Florida living on a spacious quarter-acre-plus lot. Best of all, there's no HOA, no flood insurance required, and plenty of room for RV and boat parking. Offering approximately 1,850 square feet, this home features a desirable split floor plan designed for both privacy and functionality. The true primary suite serves as a private retreat, complete with a beautifully renovated ensuite bathroom featuring dual his-and-hers vanities and an oversized walk-in closet. On the opposite side of the home, you'll find three spacious guest bedrooms and a beautifully updated guest bathroom. At the heart of the home is the stunning designer kitchen, showcasing two-tone soft-close wood cabinetry, elegant gold accents, gorgeous quartz countertops, bar seating, and new stainless steel appliances. The spacious living and dining areas create the perfect setting for everyday living and entertaining. French doors lead to a large enclosed patio, offering additional living space and a seamless transition to the private backyard. An oversized two-car garage provides plenty of room for vehicles, storage, and recreational equipment. For added peace of mind, the home features a 2019 roof and a 2024 AC system. Step outside to enjoy the covered patio and backyard oasis — the perfect spot for morning coffee before hitting the lake or evening cookouts after a day on the water. Lake Padgett Estates spans roughly 775 acres and connects approximately a dozen unique neighborhoods that share a passion for waterfront living. Residents enjoy access to four private lakes, three of which are ski-sized, along with five lakefront parks featuring boat ramps, picnic pavilions, grills, playgrounds, basketball courts, tennis courts, pickleball courts, and community horse stables. For water enthusiasts, Lake Padgett — approximately 200 acres — is the heart of it all. Cruise across to Tiki Cove, a favorite local gathering spot with live music, lakeside events, and waterfront fun, or boat over to Hungry Harry's BBQ, a Land O' Lakes landmark serving award-winning barbecue for more than 40 years. On any given day, you may see a seaplane glide in for lunch or families enjoying the sunshine and an impromptu show on the water. Throughout the year, the Lake Padgett Civic Association brings neighbors together through beloved traditions such as the Christmas Boat Parade, Golf Cart Christmas Parade, and the ever-popular Witches Paddle on Halloween. Whether you're boating, water skiing, paddleboarding, jet skiing, or simply enjoying the sunset, this home offers the coveted Lake Padgett lifestyle without the premium price tag of direct lakefront ownership. Here, neighbors wave from their boats, the water is always calling, and life simply feels right.

The essentials

Built
1977
Price / sqft
$227
On market
125 days
Annual tax
$2,667
Flood zone
X · Low risk
Lot
12,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
2 car garage
Boat
0.29 acres
Lot size
1,850 sqft
Living area

Payment

Est. monthly payment
$2,622/mo
Down payment (20%)
$83,980
Property taxes
$222/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
12,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Golf Cart Parking, Off Street, On Street, Open, Oversized, RV Access/Parking
Days on Market
125
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Private Yard
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,667
Parcel #
19-26-19-027.0-000.00-701.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Grove Add
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
12,600 sqft

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8518573
$419,900-0.6%
$227/sqft
-
Price change
Source: Stellar MLS #TB8518573
$422,500-5.9%
$228/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #TB8518573
$449,000+68.5%
$243/sqft
2/11/2026
Sold
Source: Pasco County Public Record
$266,500
$144/sqft

Neighborhood

3651 Greatwood CT
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $419,900
$417,500 – $419,900
99.2% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34639 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 125 after a $29,100 cut.

Sample: 140 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,622/mo
Principal & interest$2,190
Property taxes$222
Insurance$210
Down payment20% · $83,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,900

$227 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,850 sq ft

Time on market

125 days

Year built

1977

Monthly payment

About $2,622/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,667 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byDALTON WADE INCListing agent: Keaton CoyleListing data from Stellar MLS, MLS# TB8518573.

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