364 3rd St NW, photo 1
Active
1 / 29

Overview

2 bd1 ba819 sqftSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot5,728 sqft
Living area819 sqft
Price / sqft$330

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWindow TreatmentsPrivate EntrancePrivate Mailbox

364 3rd St NW is a 1981-built home in Harrison & Kirkpatricks Add, Largo. Inside you'll find 2 bedrooms, 1 bathrooms, and 819 square feet of living space. Listed at $270,000 (about $330/sqft), 122 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOVE-IN READY and perfectly positioned in the heart of Largo! This charming 2-bedroom, 1-bath block home offers comfort, convenience, and exceptional value—all located in a NON-FLOOD ZONE. Filled with natural light from an abundance of windows, this well-maintained home features tile flooring throughout the living areas and generously sized bedrooms, each offering spacious double-door sliding closets. The inviting living room provides plenty of space for relaxing or entertaining, while the kitchen has been enhanced with new stainless steel appliances and convenient washer and dryer hookups for added functionality. The bathroom has been tastefully updated with a new vanity and modern fixtures, adding a fresh, contemporary touch. Additional features include a Ring doorbell and camera security system, which will convey with the home for added peace of mind. Major improvements have already been completed, including a new roof (2023) and a newer HVAC system, ensuring years of worry-free ownership. Step outside to the fully fenced backyard where you'll find dual-gate alley access, creating the perfect setup for boat, RV, trailer, or recreational vehicle storage. The spacious yard offers plenty of room for pets, gardening, or outdoor entertaining. Located just steps from a neighborhood park and within walking distance of the exciting Downtown Largo redevelopment area, you'll enjoy easy access to shopping, dining, entertainment, and community events while benefiting from the growth and revitalization of this thriving community. Whether you're a first-time homebuyer, seasonal resident, or investor (AIRBNB), this move-in-ready gem offers an outstanding opportunity to own a well-cared-for home in one of Largo's most desirable and rapidly growing areas. Within walking distance the Largo Downtown District and 7 miles from Clearwater Beach! Schedule your showing today! Some photos are virutally staged!

The essentials

Built
1981
Price / sqft
$330
On market
122 days
Annual tax
$3,447
Flood zone
X · Low risk
Lot
5,728 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
5,728 sqft lot
Lot size
819 sqft
Living area

Payment

Est. monthly payment
$1,830/mo
Down payment (20%)
$54,000
Property taxes
$287/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
5,728 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
122
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Window Treatments
Private Entrance
Private Mailbox
Private Yard
Storage
Street Lights
Dryer
Range
Range Hood
Refrigerator
Washer
Elementary
Mildred Helms Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,447
Parcel #
34-29-15-37206-001-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harrison & Kirkpatricks Add
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
5,728 sqft
Street Brick

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8518585
$270,000-5.3%
$330/sqft
-
Price change
Source: Stellar MLS #TB8518585
$285,000-9.5%
$348/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8518585
$315,000
$385/sqft

Neighborhood

364 3rd St NW
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$267,500 – $270,000
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 122 after a $45,000 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,830/mo
Principal & interest$1,408
Property taxes$287
Insurance$135
Down payment20% · $54,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$330 per sq ft

Beds and baths

2 beds, 1 baths

Size

819 sq ft

Time on market

122 days

Year built

1981

Monthly payment

About $1,830/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,447 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Denise DooneListing data from Stellar MLS, MLS# TB8518585.

Keep exploring Florida

Pick up where you left off, or see what else is out there.